Important News for Our Clients
January Insights


“The first step towards getting somewhere is to decide you’re not going to stay where you are.” ― J.P. Morgan

Anything seems possible at the beginning of a new year. As we reflect on our own successes from the past year—determined by how we engage clients, connect with our team members, and forge bonds with families as we help them achieve their goals—we also look eagerly toward the future and another opportunity to transform lives in 2020.

Whether you’ve set lofty goals to save more money or get healthier, or just want to keep enjoying the season of life you’re in, we are excited to hear your successes and help you build on them this year.

Congress recently passed several retirement changes as part of the Securing Every Community for Retirement Enhancement (SECURE) Act. In the first article, learn about some of the bill’s most anticipated provisions, which will impact 401(k)s, annuities, IRAs and taxes. Our next article examines the past decade to compare how retirement prospects have changed. Research suggests that approximately one in 10 Americans financially supports a parent. The next piece offers advice on how these individuals can save for their own retirement while navigating this complex situation. If you’re planning to take a trip in 2020, be sure to read our final article, which provides a unique way to craft a fulfilling vacation.

Please reach out if you would like to talk further about the ideas in this letter, want more information on the current state of the market, or have any other questions. Happy New Year!

Articles of Interest 

Congress recently passed a hefty retirement bill: the Securing Every Community for Retirement Enhancement (SECURE) Act. Some of the bill’s provisions take effect as early as January 1, 2020. Explore some of the SECURE Act’s most noteworthy changes, which affect 401(k)s, annuities, IRAs and taxes.

Although affluent individuals are more likely to have a successful retirement these days, for most Americans, retirement options haven’t changed much over the past 10 years. Revisit the past decade to see how retirement prospects have changed.
According to research from TD Ameritrade, 13% of Americans are supporting a parent. It’s often hard for these individuals to save for their own retirement while navigating this complex financial situation. These four tips can help you be supportive without going broke.

Vacations are a wonderful way to de-stress and spend quality time with friends and family, but sometimes you return home and realize something was missing. This unique approach to vacationing expands your mental, physical and spiritual horizons through adventure and acts of service.
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