January 2023 Newsletter
(Bibb, Fayette, Green, Hale, Perry, Pickens, Tuscaloosa, & Walker Counties)
Active Listings

Sold Listings*

Average List Price*

Average Sale Price*
105 Average Days on Market

*Indicates previous month's statistics

Why is everyone running scared from interest rates? Mid 6% rate is not a bad interest rate. Would you rather pay $20,000-50,000 (sometimes higher) over market value at a 3% interest rate (like 2020-2021), or pay market value (sometimes lower) at a 6% interest rate that can be refinanced when rates come down? I have relationships with lenders that have programs to help first-time home buyers navigate this process. And before you worry about the cost to refinance, I also have a lender that will waive that fee in 2023 if you’re a first-time home buyer looking to buy now. WHY ARE YOU RENTING? WHY PAY SOMEONE ELSE’S MORTGAGE? Start building your own wealth today!

As more and more homes become available, let’s find that home for you now. There is data that Fannie Mae predicts a lower rate in 2023 (4.5% range) and if that happens, we may see another home buying frenzy. Wouldn’t you want to secure a market priced home now and refinance later with less competition over the same home? LET’S TALK about your HOME GOALS! No obligation on your part, but I feel this conversation is important. I’m always happy to help.
What's Happening Around Town?
Alabama welcomes the defending Southeastern Conference Champion and last season’s No. 2 ranked Florida Gators to Coleman Coliseum for their first SEC home meet of the season. The meet will take place at 6:30 pm at Coleman Coliseum. Get tickets at rolltide.com.

Bring your smart friends to Black Warrior Brewing every Tuesday night at 7:30 pm for a chance to win prizes at Think and Drink. Free to play!

Saturday Mornings - Tuscaloosa Farmers Market
Saturday Markets are held every week, year-round, from 7 am - noon at the Tuscaloosa River Market overlooking the Black Warrior River. Bring your family or friends and grab a local coffee to sip as you wander through booths filled with colorful fresh fruits and veggies, tantalizing baked goods, and one-of-a-kind crafts. Add a stroll along the River Walk for the perfect, slow-paced, Tuscaloosa Saturday morning.
New Year Home Refresh
Are you looking to change things up this new year? Or do you just want to stick to your new year's resolution of getting organized? Maybe you're ready to tackle a major home project? Either way, here are a few ideas from ballarddesigns.com on giving your home a little (or big) refresh:
  1. Get organized
  2. Add color
  3. Embrace greenery
  4. Welcome wallpaper
  5. Mix up your bedding
Global Corner:
Pura Vida in Costa Rica
With its temperate climate, safe atmosphere, and affordable healthcare, Costa Rica is a desirable expat location. On average, visitor arrivals increase 3.9% per year and property values increase 3.7% per year, so it presents a great investment opportunity whether you plan to rent out the property or live there yourself. According to drinkteatravel.com, rentals in San José, Escazu, and Santa Ana typically generate around 7.5% returns. Looking at San Jose on its own, that rate rises to 8.6%.

Another benefit to buying in Costa Rica is that foreigners share the same rights as locals when it comes to buying property. In fact, a $200,000 investment (either a single property or a total investment of $200K split between several properties) will afford you residency status whether you choose to live in Costa Rica full-time or not.
Mozzarella, Basil, and Zucchini Frittata
Everyone's favorite new year's resolution is to be healthier. This frittata recipe from eatingwell.com fits that bill, with only 292 calories per serving,
17 g of protein, and lots of flavor. It's also vegetarian, low-carb, and gluten-free.

Enjoy the recipe and best of luck with all of your resolutions this new year!
2 tablespoons extra-virgin
olive oil
1 ½ cups thinly sliced red
1 ½ cups chopped
7 large eggs, beaten
½ teaspoon salt
¼ teaspoon freshly
ground pepper
⅔ cup pearl-size or baby
fresh mozzarella balls
(about 4 ounces)
3 tablespoons chopped
soft sun-dried tomatoes
¼ cup thinly sliced fresh
  1. Position rack in upper third of oven; preheat broiler.
  2. Heat oil in a large broiler-safe nonstick or cast-iron skillet over medium-high heat. Add onion and zucchini and cook, stirring frequently, until soft, 3 to 5 minutes.
  3. Meanwhile, whisk eggs, salt, and pepper in a bowl. Pour the eggs over the vegetables in the pan. Cook, lifting the edges to allow uncooked egg from the middle to flow underneath, until nearly set, about 2 minutes. Arrange mozzarella and sun-dried tomatoes on top and place the skillet under the broiler until the eggs are slightly browned, 1 1/2 to 2 minutes. Let stand for 3 minutes. Top with basil.
  4. To release the frittata from the pan, run a spatula around the edge, then underneath, until you can slide or lift it out onto a cutting board or serving plate. Cut into 4 slices and serve.
CLICK HERE to tell us what you want to see in our newsletter each month.
If you like what you see, be sure to forward to a friend!
If you're not already signed up for our mailing list, CLICK HERE to sign up.