Spectrumly Speaking
January 2019    


Happy New Year!  

We hope that 2019 is off to a great start and we look forward to meeting with you at some point throughout the year to catch up and review your planning.

Over the next few weeks, you will be receiving your annual statements from the various investment/insurance companies and will most likely be disheartened by the negative performance.  2018 sprinted out of the starting gate quickly but gave way to a stumble.  Markets struggled throughout the spring and summer to regain there footing, only to rollover as investor sentiment turned noticeably sour towards the end of the year.  This was punctuated by the worst December performance since the great depression.

On a better note, all the major stock market indexes have shown quite positive numbers for January so far, regaining somewhat from the poor December numbers.

We will certainly speak to performance expectations and address your concerns when we get together.   In the meantime however, we have included some articles that we hope will be helpful.

Happy reading!   
 Karen, Richard, Janet and Sheila
We will no longer be mailing out our Spectrum "blue" year-end,  December 31st investment statements.

The reason for this decision comes down to new regulations and technology, which can be our friend and also our enemy at times.

For full details and what to look for on the Worldsource Statements, Click here ...
Benefits of Asset Allocation

We have attached our favorite chart and encourage you to have a look ... CLICK HERE

This gives a great snapshot of how each asset class performed over the past 10 years and the reason why having a balanced portfolio is important.  It also clearly illustrates that jumping from one class to another to find the best performer is more difficult than you might think.

The Big Picture:  Market Volatility

The following chart shows the percentage of days in which the S&P 500 Index (Broad US Index) had a daily gain or loss of greater than 1%

To put this into perspective, since 1982, 50.4% represents the average number of days we have had recorded moves greater than 1%

Source:  AGF, Bloomberg, Strategas as of January 8, 2019
Happy New Year ??
2019 Will put Canada's Economy 
to the test   

RBC Economics explore the bigger trends that may shape this coming year and beyond.  

Tax Slip Surprise

The value of my investment is lower - So why do I get a tax slip showing interest, dividends or capital gains?

Monthly Features
Seminars, Market Watch, Office News & Tips
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FUN MONEY FACTS
Fun Money Facts

In Old English,  pygg was a type of clay that was used to make jars and dishes that held money. The word eventually morphed into "piggy bank."
Market Watch
Market Watch   

For those with more of an interest in what has happened in the markets this past week, click here for an in-depth update from TD.
 
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339 Huronia Road Barrie, ON L4N 8Z1

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