December 2025 eNews

*Annual percentage rate. With approved credit. All required documents must be signed and received by the credit union before funding. Offer ends 12/31. Federally insured by the NCUA. Equal Housing Opportunity.

Toro Credit Union is proud to join The Toro Company in supporting Toys for Tots — and we need your help!

Monday, November 24 through Tuesday, December 23, please drop off a new, unwrapped toy at Toro Credit Union – 8111 Lyndale Ave. S, Bloomington, MN.

Let’s make the holidays brighter for kids in our community — one toy at a time!

International Credit Union Day

Thank you to everyone who joined us for International Credit Union Day in October. We love celebrating the power of community with our amazing members.

CONGRATULATIONS to grand prize winner Jay Goecks from the Tomah Plant! A Toro CU member since 2023, Jay won the drawing for a $200 gift card. Way to go, Jay! 

Thank you for being part of the Toro Credit Union family. We look forward to future member celebrations.

If you’re Interested in shaping the future of Toro Credit Union and want to help guide its direction, we're looking for members like YOU to serve on our Board of Directors!

This is a meaningful opportunity to represent your fellow members and make a lasting impact.

Board meetings are held virtually each month, and members from all locations — including plant sites — are encouraged to apply.

Please submit your application by Friday, February 27, 2026.

Make the Season Bright - Without Breaking Your Budget

Holiday cheer shouldn’t come with a credit hangover! Stay merry and mindful with a FREE Financial Checkup from SavvyMoney-Credit Score. 

Get instant insight into your spending, track your cash flow, and plan a budget that works for you.



It’s free, easy, and available via our online and mobile banking tools!

Manage My Cards

Protect your cards this holiday season with Manage My Cards. In Mobile Banking, go to More → Manage My Cards to:

• Lock or unlock your card
• View transactions and balance
• Set activity alerts
• Report a lost or stolen card

reMEMBER: ’Tis the season for holiday cheer – and increased fraud activity!

As you check off your gift list, take a moment to protect yourself:

• Shop on secure sites (https://)
• Be wary of “too good to be true” deals
• Never share your login or card details
• Keep an eye on your account activity

Financial safety & peace of mind are the best gifts of all.

This Holiday Season ... Invite Your Family to Join!

As you gather around the holiday table, be sure to invite your immediate family members* to join Toro Credit Union so they can enjoy all the things you love about YOUR credit union!



• Low-interest rates for loans.
• High-interest rates for savings.
• Time-saving electronic services.
• Outstanding member service.
• Member ownership and control.

*Immediate family members include spouses, children, stepchildren, parents, grandparents, grandchildren, brothers, or sisters.

Mark Your Calendar

December 23 - Toys for Tots Deadline

December 24-25 - Closed for Christmas

January 1, 2026 - Closed for New Year's Day

Federally insured by the NCUA. Equal Housing Opportunity.