See what's new at Northwoods Credit Union!

Quarterly Newsletter for July 1, 2017
Dates to Remember

Tuesday, July 4th We are closed in observance of Independence Day
                             Join us at the Moose Lake 4th of July Parade at 10am
Sunday, July 30th  We hope to see you at the Carlton Daze Parade
Thursday-Saturday, August 17-20th We'll be at the Carlton County Fair
Monday, September 4th We are closed in observance of Labor Day
COMING SOON! to Moose Lake

Northwoods Credit Union is very pleased to announce the expansion of our business with a new branch at 90 Arrowhead Lane in Moose Lake, MN.
"We are very excited to move to the Moose Lake area to serve our current and future members.  Construction has begun and our full-service financial branch, including a
drive-up, should be ready to open by the fourth quarter of 2017.  I believe our southern Carlton County members are going to enjoy the convenience and benefits of this beautiful building in the heart of Moose Lake," says Barb Brown President and CEO of Northwoods.
Northwoods Credit Union has served the Cloquet area since 1936 and is currently a $92 million institution with 2 branch offices and over 8,000 members.  Northwoods started as a 5 employee credit union for Northwest Paper Mill but now serves the employees of 20 additional businesses as well as those who live, work, worship, attend school or volunteer in Carlton, Pine and St Louis Counties.


Looking for low monthly payments on your next vehicle but want to  avoid the drawbacks of leasing? Try Wise Choice Auto Financing!

COMING JULY 12, 2017!

The Wise Choice Auto Financing program  is the answer for you! Like a lease, Wise Choice Auto Financing  offers monthly payments which are  considerably lower than conventional financing with  no money down! Yet unlike leasing, with Wise Choice Auto Financing  you own the vehicle.   With Wise Choice Auto Financing, current-year and preowned  vehicles up to five-years-old qualify. All  eligible vehicles can be financed up to 72 months.

Discover the advantages of Wise Choice Auto Financing for yourself!
  • No first or last payment or money due at signing
  • Vehicle upgrade potential
  • Vehicle ownership
  • 40% lower monthly payments than traditional auto loans
  • No capitalization fees
  • No application or acquisition fees
  • No early payoff penalty
  • Mileage options of 12,000, 15,000 or 18,000 per year available.
  • Since the title is in YOUR name you have more options prior to loan maturity and at loan maturity; including the ability to turn your vehicle in and walk away at the end of the loan term.
To find out more about Wise Choice Auto Financing:
Call 218-879-4181
Stop by Northwoods Credit Union today
New Hours at Main Office

Drive-Up Hours:                                           Lobby Hours:
Monday & Tuesday  8:00am - 5:30pm            Monday & Tuesday 8:30am - 5:00pm 
Wednesday  9:00am - 5:30pm                        Wednesday 9:00am - 5:00pm
Thursday & Friday  8:00am - 5:30pm             Thursday & Friday 8:30am - 5:00pm

See all office hours on our website here
Apply Online 24/7!

Whether you're car shopping on the weekend or looking to get preapproved one evening, visit our online loan application.  Fill out your application and submit.  The next business day one of our loan officers will look over your application and contact you.

eStatement Users,

Starting in August, your Northwoods Credit Union eStatement will be easier to access through Online Banking.  The first time you login after August 1st, you will need to enter your information.  After that initial login, you will be able to access your eStatements without having to login each time.  Please call us at 218-879-4181 if you have any questions.
Fraud Alert!

NEVER give your Online Banking log in info to anyone.
If you notice any suspicious activity on your Online Banking, email us at or contact our Member Service team at 218-879-4181 for assistance.
Debit Card Users,

Debit Cards that have no activity for 6 months or more will be closed to protect from any possible fraud.  Please call us at 218-879-4181 if you have any questions.

Edward Grondahl
Northwoods Retirement & Investment Services with Ed Grondahl

Click below to read Ed's article regarding Market-Linked CDs.

NRIS 3rd Quarter Article
Are you taking advantage of all the benefits that come with your Northwoods Credit Union Visa Credit Card?

The Northwoods Credit Union Visa Credit Card offers some great rates, no annual fees and local service, but did you know it also comes along with  FREE Cell Phone Protection,  Roadside Dispatch Program AND  Travel Accident Insurance?  Your card is already carrying these benefits!  Click below for more information to be sure you're covered on your next purchase!


If you have any questions on how any of the above products work, please call us at 218-879-4181 or email us at  Please don't include any personal information in your email.
Northwoods Credit Union | 219-879-4181 | |