Your mortgage renewal is a great opportunity to review mortgage insurance options with your representative. Whether you have existing payment protection or are looking to add on, protecting yourself and your loved ones from the unexpected can help provide you with peace of mind.

In the event of death or critical illness, payment protection can pay out the outstanding balance on your insured mortgage. In addition, should you experience a disability from an illness or injury that keeps you from working for an extended period, or become involuntarily unemployed, payment protection can cover your insured mortgage payments. You will gain confidence knowing that your home, existing savings, and retirement funds will remain intact and your credit rating and standard of living will remain unaffected.

Do you currently have payment protection on your mortgage? If you don’t, there are many flexible options available. By adding the optional payment protection at the time of renewal, your mortgage is protected in the event of the unexpected.

Already have payment protection on your mortgage? If your mortgage payment increases at the time of renewal, you have the option to increase the monthly benefit of the existing disability and/or loss of employment coverages at that time to match the new mortgage payment.

Life changes quickly. To ensure you’re protected, talk to a representative about your insurance options today!

Get the right protection for your mortgage!

Note 1 CorHealth Ontario.

Note 2 Ipsos.

Note 3 Canadian Life and Health Insurance Association.

Note 4 Canadian Cancer Society.

Note 5 Employment and Social Development Canada. Creditor's group insurance is optional and underwritten by Co-operators Life Insurance Company. Supporting services, such as enrolment intake, medical underwriting and claims administration, are provided by the employees of CUMIS Services Incorporated, a subsidiary of Co-operators Life Insurance Company. Coverage is governed by the terms and conditions of the creditor group insurance policy issued to the creditor and is subject to terms, conditions, exclusions and eligibility requirements. See the Product Guide and Certificate of Insurance for full coverage details. Not all products are available in all provinces. Please refer to your policy for applicable coverage limitations and exclusions. To contact CUMIS, A Division of Co-operators Life Insurance Company visit www.cumis.com or call 1-800-263-9120. CUMIS® is a registered trademark of CUMIS Insurance Society, Inc., and is used with permission. © 2023 Co-operators Life Insurance Company.

VISA

CURRENT RATE OFFERS

As an OPPA Credit Union Member, you can save

20%

on TurboTax's easy to use online products.

Log into your online banking to see the discount link banner on the left hand side.

Special deal for OPPA Credit Union Members.

Only $39.96!

Prepare your Last Will and Testament online with unlimited updates for one year.

More Details

Digital shield powered by NFP

A Personal Cyber Product to Protect All Aspects of Your Life. This unique offering encompasses eight cyber/social engineering coverages - cyberattacks, ransomware, identity theft, cybercrime, smart devices and wearables, reputation coverage, cyberbullying and cyberstalking.

More Details

OPPA Credit Union Members receive a preferred rate of 7% off.

We don't like to think of our pets getting sick or injured, but it can happen. By choosing Pets Plus Us insurance coverage, you're giving your pet excellent protection.

Start a Quote

OPPA CU Members, families and friends using the All-Purpose Realty referral service receive cash rewards based on transaction values. $25 for each $10,000 increment of completed real estate transactions.

Example, sell a home for $800,000 receive $2,000. Purchase a home for $900,000 receive $2,250.

Details & Info

As our Member, you can save on your insurance. Enjoy exclusive savings – up to 55% – when you bundle your Home and Auto coverage with CUMIS, our loyal insurance partner.

As a good driver, a responsible homeowner and a valued credit union Member, you should be rewarded. That’s why we’ve teamed up with CUMIS.

www.cumis.com