Great news! The Gateway Program has recently added Rental Counseling and COVID-19 Counseling to our list of services. Here is a list and detailed description of what each entails:
consists of exploring the household’s current, immediate and future needs, affordability, potential rental resources (low-income rental communities, rental assistance programs) and rental vs homeownership budgeting. Oftentimes, it is during these sessions that we are able to help clients determine if homeownership is an attainable goal for them or connect them with resources and/or affordable housing.
specifically assists clients impacted by the COVID-19 pandemic. Counselors work to identify the household’s immediate need, link clients to direct resources, submit applications for Pandemic Relief Funds and ensure that these families have the most current information available under the Cares Act and other local, state and federal options. In addition, Gateway staff have created and maintained an up to date resource list with information regarding unemployment, local and state benefits, supplemental food sources, rental, mortgage and creditor assistance. These sessions are available to both renters and homeowners.
is focused primarily on the household's budget – both current and future. For many households, the concept of budgeting is intimidating, restrictive or completely misunderstood. Through hands-on practice and discussion, clients are able to recognize the important parts of creating a budget, learn skills to personalize their budget and maintain this budget during rental, emergencies and homeownership. Coaches will assist clients in financial goal setting with use of budgeting for achieving these goals.
Gateway Homeownership Counseling
helps folks seeking to qualify for one or more low income housing program administered by SHE. Participants must engage in a 1-on-1 coaching session during which the counselor evaluates the client's mortgage readiness. During this session they focus on six key areas vital to successful homeownership: Income/Employment, Credit, Debt/Affordability, Budgeting, Savings and Education. Upon completion of the initial session, clients are provided an action plan and goal sheet which allows them to work towards qualifying for a mortgage loan.
Or call our office at (559) 651-1000 to get connected with a Gateway Counselor today.