Welcome to Summer! It will be over before you know it!

I want to start off this month by introducing a few new products from Arizona Benefit Plans.

For Arizona-based brokers and consultants seeking a compliant, procurement-ready solution for public sector clients, the Arizona Health Pool (AHP) delivers a compelling alternative to the traditional RFP-driven model. Built specifically for Arizona’s school districts, charter schools, and local government entities, AHP is a state-compliant trust structure that meets all procurement standards under A.R.S. §§ 11-952.01 and 15-382. With its filed Agreement and Declaration of Trust and Intergovernmental Participation Agreements, AHP allows public entities to enter the Pool with full legal compliance—streamlining onboarding while retaining local autonomy.

Guided by actuarial discipline and built for long-term financial stability, AHP combines the scale and savings of a pooled model with flexible options including level-funding, self-funding, and fully insured structures. Add in guaranteed 3-year rate smoothing, smart claims management powered by AI, and innovative cost containment strategies, and you have a platform designed not just to comply—but to perform. For brokers, AHP restores the advisor’s role in driving strategic value and delivering sustainable benefit solutions to public sector clients.

AHP’s structure includes flexible plan components to match your clients’ financial preferences and risk appetite. The Connect program is a claim sharing Pool. The Core options provides a traditional fixed premium model with predictable costs and no exposure to claims volatility—ideal for entities looking for turnkey simplicity. Meanwhile, the Select option component offers more control, allowing groups to customize deductibles, copays, and coinsurance levels while retaining unused claims dollars. With Select, entities can manage risk within the security of a trust framework and benefit from lower costs if claims experience is favorable.

Presentation attached.

Arizona Benefit Plans Is Excited to Introduce Something That’s Going

to Change the Way You Think About Voluntary Benefits…

It’s Called “One Bill”.



One Bill is a smarter, simpler way of offering supplemental benefits. We’ve brought together best-in-class carriers, who are leaders in their respective product categories — and brought them together into a flexible, easy-to-manage solution.

Here’s what makes One Bill such a game-changer:

• First, all products can be employer-paid or voluntary.
• Second, you choose from a curated list of top-tier carriers. This is NOT a pre-packaged bundle… you can pick the products that fit your client’s needs.
• Next, there’s efficiency — just one monthly invoice and payment for all One Bill products at no cost to you or your clients.
• Your clients get big value — even groups as small as two get access to large group products and pricing.
• Simplified administration... Billing, adds, terms and changes are all in one place which means less paperwork and less hassle, giving you time to do more productive things each day.
• One Bill is integrated with Employee Navigator and Selerix — but you can enroll through any other platform or method you prefer.
• And don’t forget about bonuses! One Bill negotiated aggregated bonus plans with most carriers, which means you can earn more when you write with One Bill. When One Bill reaches a higher bonus tier, so do you!

Keep in mind — this is not a package deal. Your groups can offer all the One Bill products, or just a few. It’s completely up to them.

To learn more, contact me, or send a note to info@getonebill.com

SAVE THE DATE: Fall Pool Meetings are going to be held at the Arizona Benefit Plan offices, as well as online, on September 22nd & September 23rd. More information on time and official invites to come.

LYRA:

Mental Health issues are on the rise. EMI has partnered with Lyra to make sure that you are covered. You can talk to therapists, coaches, and even get into a facility within 24 hours for treatment. This benefit falls under the specialty copay. Flyer is attached.

COBRA Administration:

Remember ….. EMI can administer Cobra at no additional cost on all lines that EMI insures. Make sure you add EMI dental and vision to your EMI medical coverage to get the bundling discount on the medical AND take full advantage of the no-cost COBRA administration.

Trustmark Small Business Benefits has arrived in Vermont ahead of summer! We are excited to offer affordable level-funded benefit plans tailored to growing businesses’ needs. Learn more about our Vermont launch in our latest press release:

https://www.trustmarkbenefits.com/newsroom/press-release/innovative-level-funded-plans-vermont 

We are thrilled to introduce Healthcare Highways, a new network of providers now available through Trustmark! Offering lower rates and a high-performance network in Texas, Louisiana, and Oklahoma, we are committed to providing high-quality level-funded benefits solutions in your area. Our latest press release:

http://spr.ly/6040NyCaC 

And just a reminder… If you need the following product, we are happy to help: