Being several months into the coronavirus pandemic, we're now able to see more of its impact on the health care industry. Our first two articles explain the refunds that insurance carriers are required to give policy holders as a result of cost savings due to shelter-in-place measures taken by many states. We also feature a guide on how those refunds must be used by employers.

We provide a thorough explanation of the Form 5500 reporting and the newly released 2021 HSA/HDHP limits. Both are great reads to enhance your benefits knowledge. Don't miss Live Well Work Well this month. We learn about a not-so-typical wellbeing booster and prep for grilling season with safety tips.

Remember, the Alper Employee Benefits Team is here to answer any questions you have regarding this information or benefits coverage in general.

Sincerely,
Will Pinn, Director of Employee Benefits
Insurers are required to refund any surplus but their hope is immediate action will spur plan users to return for regular care.
Employers that receive premium credits from carriers must comply with ERISA's fiduciary rules.

The inflation-adjusted limits will take affect on January 1, 2021.


Get the Who, What, When, Where and Why on the Form 5500 Series.


This month's Live Well, Work Well explores a surprising way to boost wellbeing and provides grilling safety tips in time for summer.


Looking for reliable information?
We continue to update Alper's COVID-19 resource library with information you can use, click here . We've also added a Return To Work guide .
The Alper Services Employee Benefits Team is here for you! Contact your Account Manager with questions regarding your coverage or the content you see here.
Will Pinn
Director of Employee Benefits
P: 312-654-4267

Brandon Greenberg
Account Executive
P: 312-654-4266

Priya Shah
Account Manager
P: 312-654-4262
Cynthia Elstien
SVP, Human Resources Client Services
P: 312-867-7352

Cindy O'Toole
Account Manager
P: 312-867-7318