To my valued business contacts:
For those old enough to remember, the TV show "Dragnet" featured Jack Webb playing detective Joe Friday who, when questioning someone as to the details of a crime, would request "Just the Facts". I've used this phrase as the title of this newsletter to factually address inquiries that I receive.
As I interface with a variety of business professionals and business owners, invariably I'm asked a myriad of questions, such as:
What business categories do you serve?
What financing solutions do you offer?
What is the range of funding size?
What scenarios do you encounter?
What's different about Liquid Capital and myself?
Where do your referrals come from?
As to business categories, we work with a wide variety of B2B companies, including:
Manufacturing
Distributors
Service
Construction
Transportation & Logistics
Staffing
Consulting
There are numerous sub-categories within these industries. Suffice it to say, we can work with the majority of B2B companies.
For financing solutions, our current portfolio includes accounts receivable factoring, purchase order financing, Work-In-Process (WIP) financing and asset-based loans. Through a recent acquisition of another financing company, we will be offering additional programs such as owner-occupied real estate, equipment finance and sales-leaseback, lender finance and specialty finance. Additionally, through industry relationships, I have access to a variety of other financing options.
Transactional funding sizes range from $50,000 to $20 million+.
The scenarios requiring alternative funding options include constrained cash flow due to protracted invoice payments, supplier payments to fulfill purchase orders, leveraging company assets to qualify for a line of credit as well extracting value from equipment and real estate.
As I work with my many commercial lender contacts, these strategies are employed to assist with prospective and current customer situations. My goal is to help companies become eligible for traditional bank financing or providing additional availability to their current bank financing.
Liquid Capital distinguishes itself by way of its unique business model. Each principal, such as myself, is a business owner. We craft our solutions around the specific needs of our clients. With open-ended agreements, no termination fees or superfluous "add on" fees, we offer our clients a strategic approach to utilizing our services, free from the punitive constraints of other financing companies.
As to sourcing prospective clients, I have developed relationships with many business professionals. Because of my background and experience, I work extensively with banks and their commercial lenders. I also work
with accounting professionals, consultants, third-party CFOs and business attorneys. I'm also gratified to receive referrals from current and past clients. I strive to always deliver value and a high level of service to warrant the many gracious introductions I receive.
I hope the information above provides a good overview of my business. If I can be of service to you, your prospects or current customers, I'd welcome the opportunity to do so.
Tom Stamborski
Liquid Capital