ACCIDENT & CATASTROPHIC
MEDICAL
     FOR STUDENTS & ATHLETES
CUSTOM PROGRAMS FOR ALL TYPES OF K-12 SCHOOLS;

Public
Independent
Religious
Charter
Home
Consortium
Associations


WHY SCHOOLS PURCHASE STUDENT ACCIDENT

  • Prevents any out-of-pocket medical costs by the parents if their child is involved in an accident at school
  • Can help protect a Self-Insured Retention/Retained limit
  • Can limit a school's liability exposure by preventing simple injuries from developing into contentious liability claims
  • Promotes positive public relations for schools
STUDENT ACCIDENT MEDICAL

  • Protects students while participating in school activities/athletics
  • Either Mandatory or Voluntary coverage
  • $25,000  maximum per person  per injury (can go higher)
  • Excess Coverage 
  • Helps cover out-of-pocket expenses & deductibles for accident related student & sports injuries

CATASTROPHIC ACCIDENT MEDICAL

  • Optional protection above the basic Student Accident or athletic coverage
  • Protects schools, consortiums and associations from large student accident and  athletic claims
  • Limits up to $7,500,000
  • Lifetime benefits available 
  • Provides protection to uninsured/underinsured students & student athletes