Keep Calm And Trust The Process

Hello Marianna,

Happy Spooky Season (and I don't just mean the market)!

First and foremost, I want to say a huge thank you to all of you who celebrated our 8th birthday with us last month. This is officially our favorite annual event and we're so excited for next year that we've already begun planning. You won't want to miss it!

Speaking of September, it's historically one of the most disruptive months in terms of the market, and this year has proven no different. You're likely looking at your accounts with shielded eyes. At the risk of sounding like a broken record, I encourage you to maintain the plan we created together. In fact, I spent a bit of time writing out my thoughts around this very topic and why I truly believe staying the course is so important. I invite you to read the full blog below.

In The News:

October 15th marked the Annual Medicare Open Enrollment period. During this time, you may select, change, or drop your current plan. Medicare is complex and easily misunderstood, so I've invited Nick Walter from Penn Health Insurance Strategies Inc. to co-host a webinar on Thursday, November 3rd at 4:30pm to discuss all of your questions around what plans are right for you. Register Here to receive your entry link. Please feel free to invite your family, friends, co-workers, and anyone you believe may benefit from this information. We look forward to seeing you there!

Until next time, wishing you health, wealth, and happiness.

Marianna

Our Purpose Is Simple:

To help you curate a wealthy life, and achieve the financial balance and independence for which you strive.

IN THE NEWS

Market Commentary:

September Sell-off Caps Challenging Quarter

September was a bad month for markets, which were down between 8 percent and 12 percent for the month both here and abroad. The decline was driven by interest rates, which rose sharply. Despite the market pullback, there was some positive data for the last quarter. Job growth was down but remained strong by historical standards, and both major measures of consumer confidence rose.

So, what are the chances of a recession in the near future? Click below to listen to Commonwealth's Chief Investment Officer, Brad McMillan's, latest market thoughts.

Listen Here!

Medicare Open Enrollment and What It Means For You

From October 15th through December 7th each year, you can join, switch, or drop a Medicare plan. Your coverage will begin on January 1st (as long as the plan gets your request by December 7th).