SEE HOW AFLAC CAN HELP YOU IMPROVE YOUR BENEFITS
It's Open Enrollment for
L.M. Sandler and Sons
As we all know, health insurance benefits have changed over the years which makes your Aflac plans more important than ever! Plus, under the current climate our world is going though it's a good time to review your benefits to make sure you and your family are insured.
Aflac can make a difference for you
Aflac products offered this year:

  • *New* Short Term Disability
  • Accident
  • Cancer
  • Critical Illness
  • Hospital Advantage
  • Group Hospital HSA
  • Dental
  • Vision
*You may be eligible for ca$h back if you have had your annual checkup!
Unexpected health events or injuries almost always bring out-of-pocket expenses that may not be covered by health insurance. Major medical coverage only goes so far, and even with it, you can still be left with tremendous out-of-pocket costs.

Aflac policies pay cash benefits directly to you, and we do it quickly so you can focus on getting better!


Short Term Disability
Protects up to 60% of your annual income for missed work due to an off the job injury or illness.
Maternity included as well.
Accident Coverage
Pays a cash benefit in the event you or a covered dependent is injured in any kind of accident, at work or off.
Ca$h benefits paid directly to you.

Cancer Protection
Pays a lump sum upon being diagnosed with cancer as well as treatment benefits.

Ca$h benefits paid directly to you.
Critical Illness
Pays a lump sum benefit upon diagnosis of a cancer, heart attack, stroke, renal failure, and an organ transplant.
Children under 26 covered for free.
Ca$h benefits paid directly to you.
Hospital Coverage
Pays benefits for hospitalization due to accident, illness and maternity.

Ca$h benefits paid directly to you.

Hospital Coverage
Pays benefits for hospitalization due to accident, illness and maternity. Additional benefits include emergency room, physician visits, diagnostic, etc.

Ca$h benefits paid directly to you.

Vision Coverage
Provides additional benefits for eye examinations and materials, as well as eye diseases and disorders.
No network restrictions!
Ca$h benefits paid directly to you.

Dental Coverage
Provides additional benefits for cleanings, fillings, crowns,
root canals, etc.
No network restrictions!
Ca$h benefits paid directly to you.


Have questions on your claims or want to know what wellness you are eligible for?!
Tiffany Smith - Aflac Agent
Vice President of Voluntary Benefits

Towne Benefits - A Towne Family Company.
Phone: 757.390-2058