October 22, 2019 | Long-Term Care Newsletter
Monthly Modal Premium Factor Reduced in 5 Additional States
Effective October 11, 2019 , the monthly modal premium factor in CT , DE , IN , ND , and SD is changing from .095 to .0875 in addition to the 41 states that already have the lower monthly modal premium factor. This change will affect both new business and active policies retroactive to their effective date.

CLICK HERE for more info

Employer Group Rate Class to be Available in 6 Additional States
Effective November 1, 2019 , the Employer Group Rate Class will be available in the states of CT, DE, HI, IN, ND, and SD in addition to the 38 states that already have the Employer Group rate class.

CLICK HERE to view the full state variation listing
Group Request Form
Click the icon below to download the EssentialLTC Group Request Form
November is LTCi Awareness Month!
November is right around the corner, meaning that it is almost LTCi Awareness month! It is a great time to begin talking with your clients about Long-Term Care planning. Throughout November, facts surrounding LTCi and LTC will be provided as conversation starters for your client meetings.
Premium Rate Action

Effective October 14, 2019 , Genworth implemented rate action on in-force business in  Rhode Island for the PCS I™ PCS II ™ and Choice 1™ product series with the stable premium option. Click the link below for more information.

CLICK HERE for more info on rate action in Rhode Island for PCS II™ and Choice 1™
CLICK HERE for more info on rate action in Rhode Island for PCS I™

Effective October 14, 2019 , Genworth implemented rate action on in-force business in  Connecticut for the Choice I™ product series with the stable premium option. Click the link below for more information.

CLICK HERE for more info on rate action in Connecticut

Effective October 21, 2019 , Genworth implemented rate action on in-force business in  Illinois for the  PCS II ™ product series with the stable premium option. Click the link below for more information.

CLICK HERE for more info on rate action in Illinois

Effective October 21, 2019 , Genworth implemented rate action on in-force business in  Mississippi for the PCS I ™ ,  PCS II ™ and Choice 1™ product series with the stable premium option. Click the link below for more information.

CLICK HERE for more info on rate action in Mississippi




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