December 17, 2019 | Long-Term Care Newsletter

ARM Holiday Hours ARM's Home Office will be closed all day on Tuesday, December 24 and Wednesday, December 25 for Christmas. We will re-open at 8:30 AM ET on Thursday, December 26. ARM's Home Office will also be closed all day on Wendesday, January 1 for New Year's. We will re-open at 8:30 AM ET on Thursday, January 2. Happy Holidays! Here's to a successful 2020 for all!

Updated Brochures Available for California Mutual of Omaha's redesigned consumer brochures are now available for download and order for California. Click the links below to download the new versions. CLICK HERE for the updated Custom Solutions brochure CLICK HERE for the updated Secure Solutions brochure

Partnership Approved in New Mexico Effective November 12, 2019 , Partnership Policies are available in New Mexico . Click the link below for more information. CLICK HERE for more information

Premium Rate Adjustments Effective February 1, 2020 , Mutual of Omaha will implement rate adjustments on in-force business in Florida , and effective March 1, 2020 , it will implement rate adjustments on in-force business in Maine . Click the links below for more information. CLICK HERE for more information about rate adjustments in Florida CLICK HERE for more information about rate adjustments in Maine

Sign Applications via Text Message Effective December 18, 2019 , clients will be able to sign and submit LifeSecure applications via text message, using LifeSecure's eLink signature option. Upon completion of the application, you can simply send your client a link via text or email to sign and submit the application. The link provided is valid for 15 days. Click the link below to view a video which explains how this process works. CLICK HERE for more info

Reminders LifeSecure's Worksite LTCi is now available in Maine. CLICK HERE for information about Oklahoma's recent transition to a Pre-Appointment State. CLICK HERE for more info on changes to logins for Transamerica's Agent Resource Center. CLICK HERE for more information about upcoming rate increases on certain LTCi policy series for John Hancock.

2020 Eligible Premiums The Internal Revenue Service [IRS] has announced increased tax deduction limitations for Qualified LTCi policies. For taxable years beginning in 2020, the limitations under Section 213(d)(10), regarding eligible long-term care premiums included in the term "medical care," are listed below. CLICK HERE for the full announcement

Producer Incentive Program National Guardian Life has announced a new incentive program for the end of 2019 and beginning of 2020! The promotion details are as follows: Each qualified application submitted between 12/1/19 and 1/31/20 will earn the writing agent a $100 gift card Producers who write their first ever EssentialLTC case will earn $200 for that application, and each subsequent qualified application will earn them $100 Applications must be received by National Guardian Life via mail, eApp, or eUpload within the 12/1/19-1/31/20 eligibility timeframe Gift cards will be mailed out weekly. See below for more information. CLICK HERE for more info on the program

Premium Rate Action Effective December 9, 2019 , Genworth implemented rate action on in-force business in  Arkansas, Georgia, and Oklahoma. Click the links below for more information. CLICK HERE for more info on rate action in Arkansas CLICK HERE for more info on rate action in Georgia CLICK HERE for more info on rate action in Oklahoma

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