December 29, 2017
Be More Efficient In The New Year
Learn about eDeposit
View this video to see how it works! This business solution utilizes a desktop scanner that connects to your computer and the internet. With it, you can scan checks received from your customers and deposit them electronically. It's the fastest way to deposit checks. We provide hands-on implementation and training to guide you through the process, which can be scheduled at your convenience.

Contact us for more information at 810.538.1935.
Be In Charge Of Your Lakestone Debit Card
You know that sinking feeling when you can't find your debit card?
Be protected from theft and fraud with the power to turn your debit card on or off with the Lakestone Mobile App. Using the menu in the app, go to preferences, select manage cards, select the debit card you would like to suspend (temporarily turn on or off). Please note there is also an option to report the card lost or stolen. This will permanently disable the card and you will need to contact customer service to order a replacement.
Cyber Security Tip
Did you miss the Cyber Security Lunch & Learn?
In October, Lakestone Bank & Trust hosted a Cyber Security Lunch & Learn. Wes Reynolds, Security Specialist at Netsource One, presented important tips to improve business' cyber security. Reynolds also discussed passwords & multi-factor authentication.

"Don't trust your memory for more than 3 passwords," stated Reynolds. "There are ways to keep all passwords safely encrypted and locked by a key that only you have."

Reynolds suggested using Password Safe or LastPass for safe-keeping your businesses' passwords. 
Business Accounts & Beneficial Owners
New Rules under the Bank Secrecy Act
Effective May 11, 2018, all financial institutions will follow new rules under the Bank Secrecy Act. These changes will aid the government in the fight against crimes to evade financial measures designed to combat terrorism and other national security threats.

Each time an account is opened for a covered legal entity, we are required to ask you for identifying information (name, address, date of birth, social security number as well as identification documents) for:
  • Each individual that has beneficial ownership (25% or more); and,
  • One individual that has significant managerial control of the legal entity.
If you are opening an account on behalf of a legal entity, you will be required to provide the appropriate documentation and to certify that this information is true and accurate to the best of your knowledge.
Customer Spotlight

This could be YOU!
Want to have your business featured in an issue of Business Connections Newsletter? 

Let us know! We are always accepting requests. There is no charge to our customers for this service. Send us an email with your business name, with a little about you and a picture - we will do the rest!

If you are interested in spotlighting your business in this section, please call 810.538.1925 or email Marketing
2018 Calendars Available!

2018 Year-At-A-Glance & Personal Wall Calendars are available at your local branch!

Upcoming Events
January, 2018
January 1 - All Lakestone Bank & Trust offices are closed.
January 26 - Imlay City Downtown Only - Customer Appreciation Day

February, 2018
February 9 - Open House for Imlay City M-53 Office
Preparing Your Taxes?
Express Statement CDs Available
With an Express Statement CD, you can receive your bank statements, images of your checks, deposit tickets and deposited items on an easy to store CD. No additional software needed - everything required to review statements and images is included on each CD. Available for a month, quarter or year for checking and savings accounts. 

Order your Express Statement CD in person at any branch for $35 per CD.
Important Information: Lakestone Bank & Trust is pleased to provide the information contained in this newsletter to our customers seeking to gain the most value from their banking relationship with us. The content of this newsletter contains advertising of products and services. Lakestone encourages you to discuss your specific situation with your banker or other advisor before acting on ideas offered in Business Connections.
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Lakestone Bank & Trust | 810.664.2977 |  |   Member FDIC | Equal Housing Lender