Last-Minute Holiday Shopping Tips
This may seem pretty self-explanatory, but it can be so tempting to just keep swiping every time you see something you or a loved one may want during the holiday season. If you put off holiday shopping to the very last minute, this can spell financial disaster.

While a financial mistake or blunder can happen to anyone, if you plan ahead you can avoid breaking the bank! Don’t wait until it’s too late, and if you really need to last-minute shop here are some ways to do so without paying a fortune.
Try to Avoid Shipping Costs
You might’ve had intentions to get your holiday shopping done before December rolled around, but life can get hectic. You may not have time to go to the mall or store after work resulting in online shopping! While online shopping has many perks, the downside is the costly shipping fees. It’s important to take some time and shop around online. One store may be offering your item but isn’t offering free shipping while another retailer is.

You may be in a rush to finish your holiday shopping as quickly as possible but don’t press the submit button without comparing and contrasting different retail websites! In the end, this can wind up saving you a decent amount of money.

Write a Budget and Use Cash
To dodge making a big financial mistake that can lead you to accrue holiday debt, bring cash with you. While your item might be out of stock, still aim to bring the amount that item would’ve cost you to purchase an alternative gift to ward off racking up a larger subtotal. Make a budget with the maximum amount of money you can afford to spend on gifts this year. Before you even leave the house, make a list of who to buy for, what to buy, and the costs. Mapping out what you plan to purchase will prevent you from going over your total allotted budget.
We are collecting toys for the Elks Lodge Christmas Basket Event!
Each year hundreds of kids right here in our community come to the event to pick out a toy so they can have at least one thing for Christmas. The Elks Lodge also provides a grocery basket full of food to make Christmas dinner.

Please bring by any donations by December 21st.
NEW, Rose State College debit card design now AVAILABLE!
On top of all of our local high school designs, we are now offering a Rose State College design. Show your Raider pride and order one today.

These designs are EXCLUSIVE to FNB Community Bank, your hometown bank!
Finance your new ride with a no-hassle auto loan, and show up at the dealership pre-qualified for real bargaining power. We promise competitive rates and affordable monthly payments, with quick decisions to get you rolling in no time. Our super low rate may not be lasting for much longer, so act NOW!

Auto Loans start at 2.99% APR*

*Annual Percentage Rate (APR) for qualified borrowers with approved credit and auto debit from a FNB Community Bank account, on new loans or refinance of non-FNB Community bank loans. Model year limits may apply. Member FDIC.
Upcoming Community Events:
PrimeLine of Credit
If you find yourself reaching for a credit card when it comes time to buy gifts, you may benefit from a PrimeLine personal loan, which usually has a  much lower interest rate  than those credit cards of yours!

A personal PrimeLine of credit grants you access to funds whenever you need them.

Use it all at once or a little at time — you only pay interest on what you use. Once you repay it, you can use it again without having to reapply. 

It's easy to apply and only takes minutes!
NOW AVAILABLE: Kasasa Protect
We are excited to introduce FNB Community Bank’s newest product,  Kasasa Protect!

There's a battle underway for your identity, and criminals don't fight fair. Make sure you're ready. This one-stop defensive strategy helps protect you against identity theft, credit card fraud, data breaches, and other deceptive attacks. Kasasa Protect operates around the clock monitoring your sensitive information, providing reports, and intervening as needed. By adding Kasasa Protect , you can rest easier because we're monitoring your information 24/7.

Included Benefits of Kasasa Protect:
  • Credit Reporting
  • Monthly Credit Score & Plotter
  • 24/7 Credit Monitoring
  • Dark Web Monitoring
  • Full-Service Identity Restoration
  • Lost Wallet Protection
  • Email Alerts / Credit Alerts
  • 24/7 Dedicated Kasasa Protect Support Team

You can receive ALL of this protection for only $8/month!
Optional Add On Service : FNB Community Bank offers Kasasa Protect, an optional Identity Fraud Protection And Restoration Service that includes identity theft, fraud protection and breach resolution through a separate, third party that can be added to any of your FNB Community Bank accounts. This add-on service (a) requires your explicit authorization to add these Identity Fraud Protection Services (‘opt-in”), (b) charges a separate monthly fee ($8/month) and (c) can be cancelled at any time.
We are a finalist for an Okie Honor Award!
Thank you to everyone who nominated us for a  So6ix Magazine  Okie Honor Award! Now it’s time to vote for the winner.

To vote for us (which we would love) for best local bank, text 6bank to 55678 then reply with A.

You can vote once a day until December 15th!

Thank you in advance.
Sending money and paying bills can be rewarding – especially this holiday season!

During November and December, you have the opportunity to make a positive impact and win big.

For every new qualifying transaction ,  we’ll donate $1 to charity   and you’ll   be entered for a chance to win $5,000   .

Qualifying transactions include:


Don't wait - log in to your online or mobile banking account.

NO PURCHASE NECESSARY. Open to legal residents of 50 US/DC, 18+. Ends 11:59:59 p.m. ET on 12/31/18.
To enter and for Official Rules:  www.seasonofgivingandreceiving.com.
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