ICBA Securities and its exclusively-endorsed broker/dealer, Vining Sparks, will present a webinar for the state associations that endorse ICBA Securities, as well as other community banks. This is the fourth in the 2021 webinar series. 
Active loan portfolio management continues to serve as a valuable tool to maximize profitability, manage interest rate risk, and to manage concentration and liquidity needs. While institutions historically used loan sales to manage desired liquidity levels on balance sheets, currently the driver of sales is managing capacity and concentration challenges within certain loan types. Some institutions address stagnant earnings and net interest margin pressures by investing in loans that may not be available through organic loan originations. The economic environment, coupled with shocks in loan demand and changing funding profiles created balance sheet challenges that active loan portfolio management can help to address. During this session we will discuss the options available to actively manage your institution's largest asset class and how it can help you achieve your institutional goals. 
What you will learn:
  • Industry update and the impacts of the current economic environment
  • The benefits of buying and/or selling loans
  • Important criteria for loan sellers and buyers to consider
  • How to manage concentrations and/or gain strategic liquidity from loan sales
  • Performance of loan participations during the pandemic
  • Recent loan trading activity by community banks
This webinar will last approximately one hour.