January 2017 Newsletter
Educate. Empower. Evolve.

Dear Members,

On behalf of the Board of Directors and Staff at New Dimensions Federal Credit Union, I would like to extend greetings and best wishes to each one of you in the new year. The credit union’s slogan, “Educate Empower Evolve” focuses on the strengths of your credit union as a local, member-owned financial cooperative. One which provides state-of-the-art convenient financial services, as well as financial education, so our members can make sound decisions to enhance their financial lives.     

The staff and volunteers are very committed to our social responsibilities by providing fundraising opportunities and volunteer hours to the Maine Credit Unions’ Campaign for Ending Hunger, Special Olympics Maine, and the Maine Children’s Cancer Program, not to mention the many additional volunteer hours that are given to several of the other charitable organizations. 

Because of you, we have continued to evolve for over 60 years and have strived to meet all of your financial needs. We, your credit union, value the relationship we’ve built together and for the cooperation that makes us stronger together--not only as we celebrate 60 years--but for the many years to come as we look to doing business with your children and grandchildren.

Thank you for your continued support and for being part of our organization of people helping people. May you all have good health and prosperity in the year to come.  

Best regards,

Ryan G. Poulin
Important Notice regarding your EMV (Chip) Card 
Please be advised: All members who currently hold a Visa Chip Technology (EMV) card with NDFCU will be reissued a new card in 2017. The new card will arrive in the month your card expires. Disregard the year your current card reads, as all cards will be reissued regardless of the expiration year.

Important! Once you activate the new card, the old one will be disabled automatically!

Be aware of the accounts you have with your EMV card attached. Accounts such as Apple Pay or any automatic payments you have in place. You will need to update each account with the new expiration date on the new card. 
Have we got an offer for you...
Did the holidays create a financial strain on your finances?
Contact us today at (207) 872-2771 or visit our website to find out how you can skip a loan payment.

You will be relieved that you did! 
Need a Vacation? 

Now that the holidays are over, you may be thinking about that vacation get-away you've been dreaming about!

Ask us about the details of our Vacation Loan! 

Treat yourself to some fun and relaxation soon! 
Coming in January...
I n celebration of our 60th Anniversary, watch for your c hance to win $60!
Identity thieves may be targeting your kids
A rash of data breaches has taught many of us to scrutinize our personal credit reports for fraudulent accounts. We don’t monitor credit reports for our young children, though, because we don’t expect them to have one. 

That can give an identity thief  carte blanche  to use a child’s clean credit history when applying for a loan, opening credit card and bank accounts, applying for government benefits, or renting an apartment. It’s a danger that parents should be aware of, according to the Federal Trade Commission (FTC)*.

For seven ways to protect your child’s identity .. Read More
Annual Meeting Announcement
Mark your calendar for the New Dimensions FCU Annual Meeting!

The Annual Meeting for New Dimensions FCU is scheduled for Saturday, March 18, 2017 at the Winslow VFW Banquet and Conference Center. A light continental breakfast will be served at 8:30am with the business meeting beginning at 9:00am.

Anyone interested in attending, will need to pick up their ticket(s) at either of the Waterville or Augusta branches beginning Monday, February 27, 2017. If you are not able to stop by either location to get your ticket(s) simply call (207) 872-2771 and we will gladly send them to you. Although there is no cost to attend the session, seating is limited, so please reserve your tickets early so we can plan accordingly.

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Nominating Committee and Election Procedures

As mandated in Article 5 of the New Dimensions Federal Credit Union Bylaws, a Nominating Committee has been appointed to nominate candidates for vacancies on the Board of Directors.

The nominating committee consists of the following credit union members:

  • Jeannine DeRosby
  • Marianne Finkbeiner  
  • Judith Smith

The terms of Roland Dechaine and Marianne Finkbeiner will expire at the upcoming Annual Meeting. Both Dechaine and Finkbeiner have decided not to seek re-election. Also, Dana Sumner had been appointed by the board of directors to fill the vacancy left by Charles Rumsey IV until the next Annual Meeting. The nominating committee has nominated Chuck Calkins, Gary Smith, and Dana Sumner and they have filed those nominations with the Secretary of the Board of Directors.

Members not nominated by the committee, who would like to run in the election, may be nominated by the membership through the submission of a petition signed by at least one percent of the membership*. Nominees must include a resume, statement of qualifications, biographical data, and a statement of willingness to serve as a director, addressed to the Nominating Committee, 61 Grove Street, Waterville, ME 04901.

Petitions and information must be received by noon on February 6, 2017 to be considered. There will be no nominations from the floor at the Annual Meeting and members will vote at that time to elect directors.

*A petition would require 82 signatures to make up one percent of the membership as of November 30, 2016.
Annual Error Resolution Notice

In case of errors or questions about your electronic transfers, telephone us at (800) 326-6190, write us at 61 Grove Street, Waterville, ME 04901, or email us at info@newdimensionsfcu.com, as soon as you can if you think your statement or receipt is wrong or if you need more information about a transfer listed on the statement or receipt. We must hear from you no later than 60 days after we sent the FIRST statement on which the problem or error appeared. Here is what you will need to do.... Read More
Annual Notice Regarding Non-Visa PINLess Debit Card Transactions!
We allow non-Visa debit transaction processing. This means you may use your Visa Check Card on a PIN-Debit Network* (a non-Visa network) without using a PIN to authenticate your transactions. The non-Visa debit networks for which such transactions are allowed are NYCE® and ACCEL.® Examples of the types of actions that you may be required to make to initiate a Visa transaction on your Visa Check Card include signing a receipt, providing a debit card number over the phone or via the Internet, or swiping the debit card through a point-of-sale terminal. Examples of the types of actions ... Read More
New Dimensions

Tax Season is upon us! 
For your convenience, we have added our routing number to the form below. Simply fill in your account number and other required information and bring to your tax advisor/accountant for a fast and easy direct deposit!
Coming in February....
Look for upcoming information about our Savings Challenge.
We have an iPad Mini for one lucky saver!
Waterville, ME (800) 326-6190  Augusta, ME (800) 326-6190