Life Planning Partners, Inc. News

Happy 2025! We are looking forward to what the world has in store. As Krissy likes to say, we are cautiously optimistic.

First a bit of fun news! Brett started volunteering last year with the Beaches Sea Turtle Patrol to protect sea turtle nests and rescue injured sea turtles in the Jacksonville area. He was recently interviewed by the Unexpected Hobbies of Financial Advisors Podcast where he shared more about his experience. He is doing great work, and we love when he shares his turtle rescue videos with us. They are so cute. Take a listen to the podcast here: https://youtu.be/-JcnX7FYPDI

On another note, In the interest of better client care, we are excited to try something different for our workflow for the year.

Each year we revisit each part of your plan – projections, insurance, estate, investments, and tax planning. We deliver reports throughout the year so that we don’t overload you with information and so that we stay in touch regularly in case any changes have occurred in your life. However, we’ve discovered that sometimes the schedule we created for you doesn’t fit with your schedule, especially with the reports where we need information from you such as projections or insurance.

To try to help with our workflow and your schedule, we are trying a different approach this year. Angie will be emailing each of you soon to share your projected review schedule. If it works for you, great! If not, just let us know how you want to adjust it so we can work in a way that works best for you.

And now, Brett’s quarterly investment review…

2025- All Clear for Takeoff



I came across a comic the other day that perfectly recapped financial markets in 2024.

Source: Financial Times (Ramirez cartoon)

Sticky Inflation, high interest rates, geopolitical conflicts, and a presidential election cycle added to investors’ concerns over the financial markets. Yet, financial markets behaved like the man at the bottom left of the comic. They put on their headphones, blocked out the noise, and continued on to another great year.

US Stocks (S&P 500 index) surged gaining 23% in 2024. Bonds posted another positive year gaining 1.8% for the year.

Bond returns were negatively impacted late in the year by rising interest rates. While rising interest rates do negatively impact bond prices, they do allow us to lock in higher yields with individual bonds. History shows rates may not stay this high forever.

We are fortunate to have experienced two consecutive great years for financial markets. The financial markets may guide us through more clear skies, or we may experience turbulence up ahead. Unfortunately, turbulence is a natural part of economic cycles and financial markets.

As we take off into 2025, let’s make a resolution to block out the noise and stick to our financial plan. No matter what lies ahead, your team at Life Planning Partners will be here to guide you to your destination.

We look forward to being part of each of your lives in 2025 and beyond!