December 10, 2025 | Bulletin #25-41

Maximum Loan Limit Increase for
GSFA Down Payment Assistance Programs

GSFA is pleased to announce that effective January 1, 2026, the maximum loan amount for all GSFA-sponsored and GSFA-managed Down Payment Assistance Programs will increase to $832,750—an increase of $26,250 from the 2025 limit.

This new loan limit applies to:

• GSFA Platinum® Program
• GSFA Golden Opportunities Program
• ReCoverCA Homebuyer Assistance (HBA) Program

The updated loan limit will be effective for all loan reservations made on or after January 1, 2026.

Updated Program Term Sheets will be posted soon and can be accessed through each program’s Lender Participation Guide on the GSFA website.

Holiday Schedule – 2025

The GSFA Administration Office will observe the holiday hours listed below. Keep in mind that the Online Reservation System may continue to accept loan reservations during office closures. Please refer to the chart below for details.

If you need clarification or assistance, please Contact Us.

The GSFA Housing Team extends our warmest wishes for a joyful, healthy, and peaceful holiday season.



Thank you for your continued partnership in expanding affordable homeownership across California. We look forward to working together in 2026.

© 2025 Golden State Finance Authority. All rights reserved.

This is not an offer for extension of credit nor a commitment to lend and is subject to change without notice. Complete program policies, eligibility requirements, loan applications, interest rates and annual percentage rates (APRs) are available through GSFA Participating Lenders.

For questions or additional assistance regarding this bulletin, please Contact Us.

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