Elk Rapids Area
Chamber of Commerce
Monday Minute Newsletter
January 18, 2021

Chain of Lakes Area
Acme * Alden * Atwood * Bellaire * Central Lake * Eastport * Elk Rapids * Torch River * Williamsburg
Good News!
๏ปฟ
The Elk Rapids Area Chamber of Commerce is planning to host our three Arts & Crafts shows this summer!

  • Saturday, May 29
  • Saturday, July 17
  • Saturday, September 4
  • 10:00 a.m. - 4:00 p.m.
 
If you are interested in registering, please click HERE.
Looking forward to seeing you this summer downtown Elk Rapids on River Street!
Save the Date!
BUILDING HEALTHY COMMUNITIES
A Zoom chat with Doug Griffiths, President & Founder of 13 Ways
and author of โ€œ13 Ways To Kill Your Communityโ€
Thursday, January 28, 7:00 pm

You are invited to hear Doug Griffiths speak to the Elk Rapids community about how to build a healthy, thriving small town. As the founder and chief community builder for 13 Ways Inc, Doug has a passion and commitment to improving the lives of people in small rural communities. His talents include targeted and focused tactical planning, communicating with those who are afraid of change, seeing through the lies we tell ourselves, overcoming bad attitudes, and building enduring prosperity for communities. The 13 Ways focus is on building strong communities because when communities are strong, leadership can succeed, businesses can prosper, and families can find great quality of lives.


Public Meetings
About Your Community

Tuesday, Jan. 19 Village Council, 7:00 p.m.

Thursday, Jan. 21, Antrim County Board of Commissioners 6:30 p.m.
Public Hearing on Antrim County Parks & Rec Plan

As you may have heard, there is a proposal for an offshore Boat Race in August 2021. The โ€œSteering Committeeโ€ is seeking public input and feedback and encouraging questions to be asked in order to appropriately move forward and gauge the community support for this event.
They are inviting all to please take this survey as a start. Following the survey, if approved by the Village, the committee will hold some FAQโ€™s and Q&A Zoom Sessions.
The race is proposed to take place August 18-21st in Elk Rapids. Though the dates range for multiple days, the proposed race events and schedule is attached. The estimated economic impact would be 1.5+ million dollars. The anticipated crowd size is estimated at around 5,000-7,000. Thank you for giving your opinion on this matter. Your voice matters as we work on plans to communicate together to revitalize downtown, and maintain our charming Elk Rapids village.

Please complete by Friday, January 22, 2021
๏ปฟ
Beginning today, Mon. Jan. 11, MDHHS is moving forward with the vaccination of:
  • Michiganders age 65 and older
  •  Frontline essential workers (firefighters, police, corrections workers, inspectors)
  •  Child care and preK through high school staff
  •  Congregate care facilities (homeless shelters, juvenile justice, child care staff)

To find a vaccine and schedule an appointment, visit Michigan.gov/COVIDvaccine, and select Vaccine Locations.

You can also visit the Health Department of Northwest Michigan at: http://nwhealth.org/ and pre-register for your priority group
Covid Hotline Number is: 1-888-535-6136
$2.5M in Michigan Small Business Survival Grant Program Dollars for COVID-19 Economic Relief Efforts in
Northwest Michigan
 
NORTHWEST LOWER, MI โ€“ The Michigan Small Business Survival Grant Program will provide $2.5 million in grants to meet the urgent need of Northwest Michigan small businesses that have experienced a significant financial hardship due to the recent COVID-19 emergency "gatherings and face mask orders."

Grants of up to $20,000 will be awarded to businesses that are fully closed, with grants of up to $15,000 awarded to businesses that have been partially closed, or otherwise are open and can demonstrate an impact.
 
The Michigan Strategic Fund also approved a $3.5 million Michigan Stages Survival Grant Program, which will provide up to $40,000 in one-time grants to eligible Michigan live music and entertainment venues that have experienced a significant financial hardship due to the COVID-19 pandemic. 
   
A single, statewide application for the program will be live at 

on 9:00 a.m. EST on Tuesday, January 19 through 12:00 p.m. (noon) EST on Friday, January 22. Grants will be reviewed and competitively awarded based on objective criteria set forth locally and by the state, not on a first-come, first-served basis. 
 
Businesses must meet the following eligibility requirements:

  • Had 1 to 100 employees (including full-time, part-time, and owner/employees) on a worldwide basis on November 17, 2020.
  • Is in an industry that demonstrates it is affected by the DHHS epidemic orders.
  • Needs working capital to support payroll expenses, rent, mortgage payments, utility expenses, or other similar expenses.
  • Can demonstrate an income loss as a result of the DHHS Order
  • Is not a live music and entertainment venue that is eligible for the Michigan Stage Survival grant program.

Eligible businesses disproportionately impacted by COVID-19 and the Gatherings and Mask Order will largely fall into one of the categories below. However, businesses in other industries may be considered if they can demonstrate they meet the eligibility, at the discretion of the EDO, particularly if they were impacted by the Gatherings and Mask Order. 
  • Foodservice establishments (such as restaurants and bars, coffee, bakeries, catering, breweries, distilleries, wineries, tea shops, banquet facilities, and other food and beverage service providers)
  • Retail (such as boutiques, bookstores, hardware, anything being sold that is not food)
  • Exercise facilities (such as gyms, studios, pool facilities, ice skating rinks, organized sports)
  • Entertainment venues or live event venues that are not eligible for the Michigan Stages Survival Grant as defined under Section 401 of Public Act 257 of 2020
  • Recreational Facilities and places of public amusement (such as bowling alleys, arcades, bingo halls)
  • Nonprofits (such as a library, museum, churches, religious centers, advocacy organizations)
  • Personal care services (such as hair, nail, tanning, massage, spa)
  • Schools
  • Childcare and camps
  • Transportation (such as limo services)
  • Other (applicant must specify in the application)

Eligibility Requirements for:
Entertainment and Live Music Venues
Live music and entertainment venues are defined as businesses/organizations that produce and/or present live, disciplined-based performance experiences, to promote and provide connections through creative expression by sharing creative experiences, expressing our own creativity, or connecting us with others and ourselves.

Venues must meet all of the following eligibility requirements:
  • Be located in the state of Michigan
  • Produce and/or present live, disciplined-based performance experiences.
  • Demonstrate at least 33% of 2019 gross revenues are from the sale of tickets for live music or entertainment events OR receive at least 70% of its earned revenue through cover charges or tickets sales, production fees or production reimbursements, nonprofit educational initiatives, or the sale of event beverages, food or merchandise
  • Demonstrate second-quarter revenues from April 1 โ€“ June 30, 2020, were not greater than 10% of second-quarter revenue from April 1 โ€“ June 30, 2019
  • Employ less than 30 full-time employees
  • Existed prior to February 29, 2020
  • Not owned and operated in more than two states
  • Not owned and operated with offices in more than one country

The Northwest Small Business Survival Grant Collaborative consisting of Networks Northwest, Northern Lakes Economic Alliance, Northwest Michigan Works!, Northwest Small Business Development Center, Traverse Connect, Alliance for Economic Success, and Manistee Area Chamber of Commerce will coordinate the scoring of applications for Northwest Michigan. An objective review of all applications will include criteria set forth by the Michigan Economic Development Corporation as well as locally defined impact criteria.
For more information on resources for businesses affected by COVID-19, please visit michiganbusiness.org/COVID19๏ปฟ
The Employee Assistance Grants were made available by Senate Bill 748, and are designed to provide support to employees impacted by the MDHHS Gathering and Face Mask Order that took effect on November 18, 2020. The Michigan Restaurant & Lodging Association Educational Foundation is administering this grant program.
 
Who is Eligible?
  • Restaurants
  • Hotels, Motels, Bed & Breakfast, Resorts
  • Bars
  • Food Trucks
  • Bowling Alleys
  • Theaters
  • Nightclubs
  • Golf Courses
  • Banquet Halls
  • Caterers
  • Casinos
  • Cafeterias
  • Other impacted industries 
Click HERE for Details
PPP LOANS ~ APPLY WITH YOUR LENDING INSTITUTION
EIDL LOANS ~ APPLY WITH THE SBA
EMPLOYEE RETENTION TAX CREDIT ~ ASK YOUR ACCOUNTANT

SBA Re-Opening Paycheck Protection Program to Small Lenders on Friday, January 15 and All Lenders on Tuesday, January 19

The U.S. Small Business Administration, in consultation with the U.S. Treasury Department, will re-open the Paycheck Protection Program (PPP) loan portal to PPP-eligible lenders with $1 billion or less in assets for First and Second Draw applications on Friday, January 15, 2021 at 9 am ET. The portal will fully open on Tuesday, January 19, 2021 to all participating PPP lenders to submit First and Second Draw loan applications to SBA.


This round of the PPP continues to prioritize millions of Americans employed by small businesses by authorizing up to $284 billion toward job retention and certain other expenses through March 31, 2021, and
by allowing certain existing PPP borrowers to apply for a Second Draw
PPP Loan.

Key PPP updates include:

  • PPP borrowers can set their PPP loanโ€™s covered period to be any length between 8 and 24 weeks to best meet their business needs;
  • PPP loans will cover additional expenses, including operations expenditures, property damage costs, supplier costs, and worker protection expenditures;
  • The Programโ€™s eligibility is expanded to include 501(c)(6)s, housing cooperatives, destination marketing organizations, among other types of organizations;
  • The PPP provides greater flexibility for seasonal employees;
  • Certain existing PPP borrowers can request to modify their First Draw PPP Loan amount; and
  • Certain existing PPP borrowers are now eligible to apply for a Second Draw PPP Loan. 

A borrower is generally eligible for a Second Draw PPP Loan if the borrower:
  • Previously received a First Draw PPP Loan and will or has used the full amount only for authorized uses;
  • Has no more than 300 employees; and
  • Can demonstrate at least a 25% reduction in gross receipts between comparable quarters in 2019 and 2020.

The new guidance released includes:
 
For more information on SBAโ€™s assistance to small businesses, visit sba.gov/ppp or treasury.gov/cares


OTHER VERY GOOD INFORMATION


List of Lenders (by State)
Alden State Bank, Fifth Third Bank, and TCF Bank are all included on list.

SBA COVID Economic Injury Disaster Loan Deadline Extended until 12-31-21

 The U.S. Small Business Administration announced the deadline to apply for the Economic Injury Disaster Loan (EIDL) program for the COVID-19 Pandemic disaster declaration has been extended to December 31, 2021, pending the availability of funds. Every eligible small business and nonprofit is encouraged to apply to get the resources they need.

 
In response to the Coronavirus (COVID-19) pandemic, small business owners, including agricultural businesses, and nonprofit organizations in all U.S. states, Washington D.C., and territories can apply for an Economic Injury Disaster Loan. The EIDL program is designed to provide economic relief to businesses that are currently experiencing a temporary loss of revenue due to coronavirus (COVID-19).


Who Qualifies for the
Employee Retention Tax Credit?
When the CARES Act was passed in March 2020, it included the ERTC as an option for financial relief for businesses. But companies could only take a PPP loan or the ERTC in the original bill.

Congress has now changed this so companies can take advantage of both ERTC and PPP, and they even expanded the ERTC for 2021. In the first and second quarter of 2021, employers that meet the eligibility can receive a tax credit for up to $14,000 per employee.

On top of the new ERTC credits that can be obtained in 2021, many businesses may also qualify for smaller credits that were offered in 2020, which are worth a maximum of $5,000 per employee. Some companies that are filing quarterly taxes with a deadline of January 15, for example, should talk to their tax preparers about 2020 ERTC eligibility.
๏ปฟ
โ€œIf I have one takeaway, itโ€™s to pay attention to this tax credit,โ€ Bradley said. โ€œSmall businesses had to choose between taking a PPP loan or getting the Employee Retention Tax Credit. A lot of people gravitated toward PPP because, frankly, it was a better deal. Congress has removed that prohibition about taking advantage of both. So now, if you took out a PPP loan in 2020, you can take advantage of the ERTC in 2021 and may be able to apply part of it looking backward for 2020. This is a more generous opportunity than what was originally in the CARES Act.โ€
Start 2021 off right with the SBDC's new webinar series -
SBDC CARES.

The SBDC and partnering vendors are ready to assist in getting your small business back on track by offering you free webinars through CARES Act funding. Webinar topics will include:

January SBDC Cares Webinars

Wednesday, January 20 at 11:00 AM to 12:00 PM
Thursday, January 21 at 2:30M to 3:30 PM
Tuesday, January 26 at 11:00 AM to 12:00 PM
Thursday, January 28 at 11:00 AM to 12:00 PM

Michigan Occupational Safety & Health Administration (MIOSHA) launched a hotline to help answer COVID-19 workplace guideline questions. Employers and employees with questions regarding workplace safety and health may contact MIOSHA using the hotline at 855-SAFEC19 (855-723-3219). #COVIDWorkplaceSafety

๏ปฟThe Stateโ€™s Unemployment Insurance Agency is offering this free Work Share Q&A session for employers via Microsoft Teams on:
Thursday, Jan. 21 from 2-3 p.m. No RSVP is required.
Please note: This program is hosted by the State of Michigan, not the Michigan Chamber.

TO LEARN MORE:
There is no charge to attend Career Connection but space is limited. Check the Northwest Michigan Works! Workshop Calendar for registration information..... http://www.nwmiworks.org/job-seeker/workshops.html
Shop, Eat, Stay, and Enjoy Local

Eat. Drink. Support!

Tired of your own cooking?
Why not "lively up your day" with some take-out...and help keep your local restaurants thriving!

๏ปฟRestaurants offering take-out
#supportlocalrestaurants
Note: Hours could change, best to call ahead
American House Wood Fired Pizza
๐Ÿ“ž (231) 264-6062 phone lines open 3:30pm
โฑ Tues- Sat 4-8pm
๐Ÿš— take-out

Blue Pelican
๐Ÿ“ž (231) 544-2583
โฑThurs-Sat 5-8pm
๐ŸŒ thebluepelican.com
๐Ÿš— curbside pickup only

Cellar 152 Pub & Provisions
๐Ÿ“ž (231) 264-9000
โฑ Closed until week of Jan. 25
๐Ÿš— curbside * take-out
Click to: Order On Line
   deli counter & retail open
Cocktails to Go!

Chang Express
๐Ÿ“ž (231) 264-9140
โฑ Mon-Fri 11am-8pm Sat 3-8pm
Closed Sunday
๐Ÿš— take-out * curbside
     party tray delivery

Cone Corral & Pizzeria
๐Ÿ“ž (231) 264-6880
โฑ Mon, Wed-Sat 4-9pm
๐ŸŒ conecorral.com
๐Ÿš— takeout * curbside

Ethanology Distillation
๐Ÿ“ž (231) 498-2800
โฑ Thurs-Sat 1-10pm Sun 12-5pm
๐ŸŒ to order online:
๐Ÿš— patio pick-up
Yurt Village, call for reservations

Flour Pot Bakery
๐Ÿ“ž (231) 264-9732
โฑ starting Jan. 8 Fri & Sat 7am - 2pm
๐ŸŒ theflourpotbakery
๐Ÿš— curbside, carry out, call ahead for special orders

Grand Traverse Resort/Jack's Taproom
๐Ÿ“ž (231) 534-6390
Pavilion tent open for al fresco meals
โฑFriday & Saturday 3 - 9 pm

Mico's Torch Riveria
๐Ÿ“ž (231) 322-4100/322-3104
โฑ Everyday 11:30 - 9 pm
๐ŸŒ micostorchlake.com
๐Ÿš— takeout * curbside
Delivery available
Pearl's New Orleans Kitchen
๐Ÿ“ž (231) 264-0530
โฑ Everyday 9am-8pm
Outside Patio Open 9am-8pm
๐Ÿš—  Curbside * Patio * online ordering

Pelican's Nest
๐Ÿ“ž (231) 533-9000
โฑ Wed-Sun 4-8pm
๐ŸŒ thepelicansnest.com
๐Ÿš—  curbside only * limited outside seating
     full menu & specials available

Reflect Bistro (inside Cambria Hotel)
๐Ÿ“ž (231) 778-9000
โฑ Everyday 7am-9pm
(last order taken at 8:30pm)
๐Ÿš—  take-out * curbside

Short's Brew Pub (Bellaire)
๐Ÿ“ž (231- 498-2300 x 2
โฑ Sun-Thur 11am-9pm, Fri-Sat 11am-9pm
๐Ÿš— curbside * take-out * delivery (in-town)
      weekly/daily specials

T.J. Charlies
๐Ÿ“ž (231) 264-8819
โฑ Mon-Fri 7am-3pm, Sat 7am-1pm
Sat 3-6pm ribs and chicken
Sun 7am-1pm
๐Ÿš— Take-out * delivery within village limits
 
Town Club
๐Ÿ“ž (231) 264-9914
โฑ Thurs 4-8pm, Fri & Sat. 12-8 call or
check facebook page hours and day vary
๐Ÿš—  take-out
 
Townline Ciderworks
๐Ÿ“ž (231) 883-5330
โฑThurs-Sun 3-7pm
๐Ÿš— takeout * outdoor cidergarden - please make reservations
 
Waterfire Vineyards
๐Ÿ“ž (231) 498-2753
โฑ Sat-Sun 12:00-6:00 pm
๐Ÿš— outdoor service- RSVP * curbside pickup
Pearl's Brunch menu is available to you EVERYDAY starting at 9am!!
Call 264-0530 or order online using the TOAST APP.
Townline Ciderworks "Cidergarden"
Open Thurs-Sun 3:00 - 7:00 p.m.
Seating is by RESERVATION ONLY (call between 3-7 pm & speak with a person to reserve); BYOB (bring your own blanket) & BYOF (bring your own food) is welcomed (although we do have some of both available); enter via the front door & check-in at the counter upon arrival. If you do not have a reservation, there just may be an open spot. If not, picnic tables outside of the Cidergarden are available. Oh...and it probably goes without saying but dress for the outdoors! Cheers ~ Located at 11595 US 31 S. * Williamsburg, MI 49690 * (231) 883-5330







The Nest now has limited outdoor seating available!!!
Please call ahead: (231) 533-9000

5085 Shanty Creek Rd.
Bellaire, MI 49615
๏ปฟ

Waterfire Vineyards


Open Saturday & Sunday
12:00 - 6:00 p.m.
Call for reservation

12180 Sutter Rd.
Kewadin, MI 49648
(231) 498-2753

Yurt Village @ Ethanology

Reservation recommended:

127 Ames Street
Elk Rapids, MI 49629
(231) 498-2800
DESPITE COVID STRUGGLES, THE SALVATION ARMY OF PETOSKEY RED KETTLE CAMPAIGN RAISES OVER $150,000 THANKS TO COMPASSIONATE COMMUNITY

Despite the many struggles that faced the 2020 Red Kettle Campaign season considering the pandemic, The Salvation Army of Petoskey raised $152,863.00 due to the extreme generosity of local service clubs, businesses, and compassionate neighbors. The extra boost is very welcome during this time of increased need and uncertainty....Continue Reading
The Music House Museum Presents a Special Streaming Concert with Steve Stargardt and Crispin Campbell
๏ปฟ
January 24-31, 2021 beginning at 7:00 p.m.

Click for details:
New Year 2021
Special Offer
Elk Rapids Yoga Flow is committed to supporting your wellness journey, physically, mentally, emotionally, and energetically.

To help you stay engaged in life, we are offering our annual New Yearโ€™s Package. Purchase this as a gift for yourself or gift it to a friend or relative.

>> 2 Months Unlimited classes for $100.00 <<

You can use this package between January 1 and March 1, 2021 and can be purchased now.  You can save your current class package, with existing classes, (excluding unlimited packages) while using this package. 


Click to read: JANUARY NEWSLETTER

Island House Readers *
๏ปฟJanuary Take & Make Crafts........ and more

ERDL - (231) 264-9979 * www.elkrapidslibrary.org

Dog Sled Rides in King's Orchards
Every Tues & Wed 2:00-4:00 p.m.
Thru March 17, 2021
Enjoy this winter with a dog sled ride through the orchard hosted by Second Chance Mushers every Tuesday and Wednesday throughout the winter. The course is 1/2 mile in length. The cost per sled load is $35. Sign up and find out more info at:
January is All About the Locals at Grand Traverse Resort and Spa
 
ACME, Mich., January 11, 2021 โ€“ This January, Grand Traverse Resort and Spa is honoring our local community with exclusive deals and specials. From the health club and spa to food delivery and shopping, you will want to take advantage of these specials as we kick off a new year.
 
Start 2021 off right with a trial membership at The Club. Join by January 31 and get 30 days to experience Traverse City's most inclusive health and fitness club. Enjoy cardio and weight rooms, our indoor pools, hot tubs, and tennis courts. And who doesn't love discounts on spa, golf, dining, and more! Interested in tennis? Whether you are a tennis enthusiast or new to the sport, The Club offers one of the leading facilities in the Midwest. Named Tennis Organization of the Year by USTA Northern Michigan, we offer five indoor and four outdoors courts, leagues for varying ages and skill levels, group lessons, and private instruction. Trial members pay half of the regular monthly dues for the trial period of 30 days with no initiation fee. Offer expires January 31, 2021......Continue Reading
Greetings to All Potter Wannabeโ€™s!

Announcing... Silly Sister will begin Pottery Classes Round 4.0 for January & February, 2021, as detailed HERE. As this may be the second or third round of classes for at least some of you, classes will be geared BOTH toward newbie potters, as well as continuing potters. Instruction and demos will be geared toward multiple levels of ability, so never worry about getting bored! 

Denise B. Moline (630) 408-1405
Silly Sister's Pottery * 11421 Hickin Rd. NW * Rapid City, MI 49676
It's time to make your move..............
In the stillness of winter, we are here to help keep your body moving. Yoga & Pilates classes are on ZOOM weekday mornings. Visit erbodywise.com 
๏ปฟ
January 2021
We have a special program planned to kick off the year. We have incorporated the Nutritarian Diet, the gold standard for nutritional excellence combined with fitness & meditation instruction. But most importantly, change is easier in a group. We'll do it together.

piano_keyboard.jpg
Bonnie Twiss Music Instruction

  • Piano Lessons
  • Music Composition & Theory
  • All Ages Welcome-
  • In Elk Rapids,
  • call (248) 648-9741 or (231) 498-2181
  • Healthy Safety Protocols Observed
  • Gift Certificates Available

Quote from a happy family who has studied with Bonnie......

" So, if you  are looking for  a one-of-a-kind teacher, Bonnie is it . 
She teaches music not just piano. If a song is too  difficult, she will transcribe it to your ability. If you like puppets, she's your teacher.   
We travel three and a half hours, one way , for lessons if that tells you anything ! "  A. Meyer 

The Manufacturing Technology Academy begins hosting their virtual sessions to inform parents and high school students about the amazing resources they offer.

The first session is on January 26th from 6 - 7 pm, to sign up visit their website!
RAVEN HILL DISCOVERY CENTER
WEEKLY UPDATE

To: Friends and Family everywhere
From: Cheri and Raven Hill
Date: January 16, 2021
Re: Greetings from Raven Hill!

Hello, Everyone!

The Schoolhouse with all of its exhibits is one of the most popular places at Raven Hill. It is a natural conversation starter as family members reminisce about their school days. Everyone loves to ring the school bell as they enter and leave. Families spend quality time together. Each child takes their turn playing the role of teacher, writing on the chalkboards, and using the old textbooks for reading and math. Different generations gravitate to the school desk they remember from their childhood and families exit with smiles on their faces. The Schoolhouse gives visitors the gift of time and helps them experience a bit of the past. Continue Reading
Check us out daily on Facebook and the website (www.MiRavenHill.org) for informal learning activities, photo memories, updates, and more. We may also be reached via email (info@miravenhill.org) or phone: 231.675.6025. Stay safe and keep in touch, everyone.
FOLLOW THE ELK RAPIDS AREA CHAMBER OF COMMERCE