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Retirement Planning

Benefits & Costs of a Longer Life 

February 2013

Issue 13         

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Nancy Gould LTC




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Longer Life - Long-Term Care Planning


Retirement planning has always begun with the desired goals of a lifestyle to be lived in retirement years. Questions to answer are: how much money, when will retirement begin and how many years will it last. One question rarely asked is how much money is needed for health care.   Now that people live longer, it is a critical question. The attached article has details of how to figure and a calculator for your assistance.

Click here to read the article. 


20% Tax Break for Long Term Care Policies 


 Remember New York gives a 20% tax credit for those who have long term care policies. Visit to learn more about Long Term Care Insurance. 


Click here to download the 2012 IT-249, Claim for Long Term Care Insurance Credit.