Michael Austin is a life-long resident of Hampton Roads who spent 37 years in the banking industry. His banking career commenced in 1979 with United Virginia Bank, when expertise in small business and SBA lending commenced. Additional banking experience included a stint at Bank of Tidewater, Resource Bank, and finally Fulton Bank.
During 3 decades of work experience he has reviewed thousands of small business applications and approved hundreds of SBA backed and bank-direct loans.
Following retirement in early 2017 he started working on a part-time basis as the Access to Capital Counselor for the Small Business Development Center of Hampton Roads. His work with this group has expanded in response to the Covid-19 crisis with a focus on the range of SBA-backed loan programs being offered to small businesses. His goal is to provide straightforward advice to borrowers attempting to navigate the various loan options available to them during these unprecedented and uncertain times.