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Would You Like to Be FREE of Payments in 3 Years?

Get a grip on your debt with our Free In 3 Loan.
  • Consolidate all your debt to one low rate.
  • One easy monthly payment.
  • Enjoy the satisfaction of being payment-free in 3 years!

Don’t wait any longer. We can help.

Talk with one of our lenders & receive a free, no-obligation payment quote.
1.99% Auto Loans Are Back!

Warm UP to a lower auto loan payment! Enjoy auto loan rates as low as 1.99% APR* & no fees.

  • New purchase
  • Refinance from another lender
Apply for Our 2021 College Scholarships

MEMBERS1st is once again offering 7 college scholarships to our members. There are scholarships for current high school seniors, as well as students who are already attending college.

Entries must be submitted no later than March 31, 2021.
Get the Money You Need for School

Whether you’re an undergraduate student, graduate student, or parent helping a student pay for school, our flexible loans are designed to meet your needs.
Get Your Money Days Earlier With Our "On-Demand Direct Deposit" Service

If you are having funds direct deposited into your MEMBERS1st account, you can take advantage of our "On-Demand Direct Deposit" service and access your money days sooner.

Here's how it works:
As soon as a direct deposit appears in your account as "pending" (which typically happens 2-3 days before the the funds are actually deposited), you can have access to those funds immediately* by following the instructions below. (Please note there is a $10 fee for this service).
How To Take Advantage of On-Demand Direct Deposit

Simply login to Online or Mobile Banking and open the account where your direct deposit is scheduled to post. Once the direct deposit appears in your account as "pending," you will see a link with the option to "Post Now." Click on that link.

You will have the option to select from which account you would like the $10 fee withdrawn. You will again click "Post Now" to complete the request, and your direct deposit funds will be available immediately!
*For qualified members whose accounts are in good standing.
Enroll in eStatements & You Could Win a Weber Grill

Electronic Statements, or eStatements, are the fast, secure and free way to receive your statements. And if that weren't great enough, if you sign-up for this FREE service in the months of January & February, you could win a Weber Grill!
The Iowa Credit Union Foundation is once again offering the Warren A. Morrow Memorial College Scholarship. All Iowa credit union members pursuing or completing post-secondary education are eligible to apply. Entries are due Feb. 5, 2021.
Mark Your Calendar
January 18
Closed for MLK Day

February 5
MEMBERS1st Community Credit Union
Ames | Boone | Eldora | Iowa Falls | Marshalltown | Traer
(800) 245-6199
Federally insured by the NCUA. Equal Housing Opportunity.