October 2024

Fall is finally here!


The weather is changing, but our commitment to helping you meet your financial goals won't!


Our Christmas Loans and Skip A Pay applications are now available for all MHFCU members. Also, all Christmas Club accounts have unlimited fee-free withdrawals until December 31st!


On October 14th, all MHFCU branches will be closed in observance of Columbus Day. Check out our 24-hour services like Access24 and the MHFCU Mobile Banking App to stay connected to your account!


October 17th is International Credit Union Day! Thank you for being a part of the MHFCU family and sharing the benefits of credit union membership with others!


Have a safe and happy Columbus Day and Halloween!

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We are on a mission to serve our members with one goal in mind...


"To always be responsive to our members' financial needs by providing personal and innovative services of a superior quality."

Upcoming Holidays and Events


Columbus Day

October 14th - Closed

All MHFCU branches will be closed Monday, October 14th in observance of Columbus Day.

Make Christmas Extra Merry

with a Christmas Loan

The holidays are almost here!


For many, it is a time of joy and celebration. But for some, it can be a time of worry and financial stress. Christmas Loans can assist in easing any holiday stress as you prepare for the holidays.


Do you need extra cash for the holidays? Be sure to apply for a Christmas Loan before time runs out!

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Skip Your November Loan Payment

Skip your one-monthly or two bi-weekly November loan payments when you apply for our Skip A Pay program!


You can use the saved funds for things like holiday preparation, Black Friday sales, or anything else!


Make the most of your money this holiday season. Apply for Skip A Pay and take advantage of these savings!

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Saving for Christmas is hard, but it doesn't have to be. Save effortlessly with a Christmas Club account!


By making small contributions every pay period, you'll have your savings ready before the holidays hit your calendar. Even better, Christmas Club accounts have higher dividends, helping you take your holiday savings to the next level!


Make saving for the holidays easy. Sign up for a Christmas Club account today!

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Stay on Track With Credit Sense

Introducing Credit Sense, a financial management tool located conveniently and securely within our mobile app. A personalized solution just for you to help you manage your credit score with confidence.


And the best part? Credit Sense is absolutely FREE! Unlock the ability to review and refresh your credit score and detailed credit report daily without impacting your credit score, allowing you to manage your credit score anytime and anywhere. 

Enroll

Deposit Checks With Your Mobile Phone

Waiting in line to deposit your check is now a thing of the past. With Remote Deposit, you can deposit your check from your mobile phone, anywhere, at any time with the MHFCU Mobile Banking App.


No more waiting or rushing through traffic to get stuck at a financial institution. Select the Remote Deposit option in our app, snap a picture of your check, and upload it.


Save time depositing your checks. Use Remote Deposit today!

Sign Up

Celebrate 'One World Through Cooperative Finance' on International Credit Union (ICU) Day® 2024

Why do hundreds of millions of people worldwide choose credit unions? Because credit unions have a “people-first” philosophy that impels them to constantly improve their communities and the lives of their members. That local service feeds a worldwide network that reaches more than 403 million members across the globe. On Thursday, October 17, 2024, join credit union and financial cooperative members around the globe in celebrating 76 years of International Credit Union Day®.


Stop by your favorite MHFCU branch on ICU day to receive a small gift and help us celebrate with your fellow member owners!

Access Your Account Anytime, Anywhere

Holiday hours can vary, but access to your account won't! Check out our 24-Hour Services that can keep you in the loop.

Access 24 is our 24 hour telephone branch. Call 901.453.3500 any time to access and manage your accounts, loan balances, and more.

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Focus is our our online/virtual branch. Log in or create an account to manage your accounts and loans, make transfers, view statements, set up automated bill pay, and even more. Access FOCUS via our website or mobile app!

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The MHFCU Mobile App is your center for all things MHFCU! Not only can you log in to your FOCUS account in the app, but you can also remotely deposit checks, locate ATMs or a branch office near you and so much more.

Learn More

Upcoming GreenPath Live Educational Webinar:

Understanding Your Credit Report And Score

Are you interested in better understanding credit reports, credit scores, and how they work together?  


Millions of people are unaware they have errors on their credit report. We can point you in the direction to find out if you are one of them and equip you to take action to correct inaccuracies.


Maybe you know what is on your credit report but are unsure how it all comes together to calculate a credit score. We will discuss the factors impacting a credit score, how to build or improve your score, and debunk common credit myths.

Who Should Attend?

  • Anyone interested in better understanding what impacts their credit
  • Anyone looking to maintain or improve their credit score
  • Anyone with errors on their credit report

What You Will Learn

  • What impacts your credit report and credit score
  • Why credit is important
  • Tips to improve your credit score
Register Here

EXPLORE MORE EXCITING MHFCU FEATURES!