MONDAY MORNING MEMO
5/11/2020| Issue 29
Check out the newest Medicare Supplement Plan!
Along with a 23% street commission , National General has one of the best priced Medicare Supplement Plans in every zip code in Minnesota.

Quoting and selling Medicare Supplement Plans with National General is stress-free using their easy-to-use online tools.
  • Automated underwriting decisions on 80% of applications
  • Direct access to underwriters
  • Multiple ways to process apps
Watch your email and check our website for upcoming training.
Ready to become contracted with National General?
Contact us with questions.
CARRIER UPDATES
Medica Pandemic Relief Program
The team at Medica is committed to ensuring their Individual and Family plan (IFB) members have uninterrupted access to the health care and medications they need during these challenging times. If you have an IFB member that is having trouble paying their monthly premium, make sure they reach out to Medica to discuss options.
UnitedHealthcare
One of UnitedHealthcare’s key priorities is to support their customers while they face the unique challenges that have arisen due to COVID-19. In order to make it easier for Small Business and Key Account customers to retain valuable employee benefit offerings for fully insured Dental, Vision, Life, and Disability and Supplemental Health*, UnitedHealthcare is providing renewal adjustments for customers renewing from May 1 through September 30, 2020.
Read more here
Blue Cross Blue Shield of Minnesota
COVID-19 Updates and FAQ Part 6
The Blue Cross team has released information on antibody tests, care management support through the pandemic, Benefits Books, Prime Therapeutics, and key initiatives and member support. Read the entire Part 6 update here .
Humana’s Human Care Approach
Effective May 1, 2020, Humana is waiving Medicare Advantage out-of-pocket costs – copays, coinsurance, and deductibles – for primary care, behavior health (on an outpatient, non-facility basis) and telehealth visits with participating/in-network providers through the end of 2020. Read more here .
HAPPY HOUR
Virtual Sales Happy Hour!
Join IFC management, producer consultants, our concierge team and company representatives for the latest virtual news and updates. Grab a drink, turn on your webcam, and support your fellow agents as we navigate our virtual sales world together.

Thursday | May 14 | 4:00 PM
NEWS FOR YOU
Serving Main Street in a New Normal
Join the CEOs of leading associations representing the financial services sector as they come together to discuss how their respective organizations are working collaboratively during COVID-19 to address financial security in Main Street USA.
Read more and register here .
The SBA and Treasury Department posted a few more frequently asked questions and answers on the Paycheck Protection Program (PPP).
Question 40 is noteworthy. It provides that a borrower’s PPP loan forgiveness amount won’t be reduced if the borrower laid off an employee, offered to rehire the same employee, but the employee declined the offer. Read more here .
Do you need CE credits?
MIIAB is offering high quality CE webinars that you can take from the comfort of your home. Read more here.
CONCIERGE SERVICES
Are you looking for ways to grow your business without adding to your workload or fixed overhead? Learn more about our concierge services in this short video.
Contact us to learn how we can help you!
ENTERTAINMENT
Headlines Gone Wrong

Notice in a farmers field:
The farmer allows walkers to cross the field for free, but the bull charges.
WEBINAR SCHEDULE
Our webinar schedule is now located on our website. Read full descriptions and register for our upcoming sessions here. Did you miss a webinar or want to hear the message again? All of our webinars are recorded and can be watched on demand from our website.

Anne Latour
enjoying her swag bag!


If you’re like most people during the COVID-19 pandemic, you’re going through a range of emotions. We feel this is a time everyone could use a little humor so we are dedicating this section of our weekly newsletter to provide you with a little comedic relief. If you come across something that makes you smile, send it to us so we can share it. If your joke, saying, picture, etc. is picked, we will send you a swag bag full of IFC gear. Send your ideas here.
ANNUITIES RATES & MORE
The retirement provisions in the CARES Act may seem straightforward at first, but dig deeper into the legislation, and questions start accumulating.
Read more about the most-asked CARES Act questions here.
Check out this week’s annuities rates here.
CONNECT WITH US
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