Make the Most of Your Money with Preferred Rewards Checking

EARN MORE, SAVE MORE & ENJOY!

MAKE YOUR MONEY GO FURTHER WITH PREFERRED REWARDS CHECKING

Destinations’ Preferred Rewards Checking helps your money go further and provides Peace of Mind by the following:

Earn More - Meet simple qualifications to receive a higher Dividend Rate on your checking account balance:

● 2.50 % APY* for up to $10,000

● 0.25 % APY* for over $10,000

● 0.05 % APY* for any amount (If qualifications are not met)

● Access Preferred Savings, an exclusive account just for Preferred Rewards checking account holders offering a fixed dividend rate of 0.15% APY* (subject to change) on any balance up to $10,000 and 0.10% APY* for amounts above $10,000.

Save More

● Receive unlimited discounts on Domestic Wires⁷

● Receive refunds on ATM Service Charge Fees¹ (Up to $20.00 per month).

● Additional 0.05% APY* for all Share Certificates opened with a minimum term of 36 months and a minimum opening amount of $2,500.00.⁴

Enjoy Convenience & Peace of Mind

● Access your account via eBanking or our mobile app.

● Use your complimentary Debit Card² (Initial and first replacement) to make purchases and access your funds securely.

● Receive your first box of checks at no charge.³

Ready to enjoy all the benefits? It’s simple to qualify. Just complete the following items during each qualifying cycle:

1. Log in to eBanking or the DCU Mobile App at least once a month.

2. Enroll in and maintain eStatements.

3. Receive Direct Deposit totaling $500 or more each month.⁵

4. Conduct a minimum of 15 Debit Card transactions with an aggregate total of $50 or more each month.⁶

Don't have a Preferred Rewards Checking Account Yet?

Contact us today at memberservices@destinationscu.org, 410-663-2500, or visiting one of our branches to request your new Preferred Rewards Checking Account!

Learn More

Please do not "reply" to this automated email message. If you have questions regarding this email, please contact us via Secure Messages, from within eBanking, or by phone at 410-663-2500.

Federally insured by NCUA.

*APY=Annual Percentage Yield. APYs accurate as of 4/1/2022. Rates subject to change. Fees can reduce the earnings on the accounts. All PREFERRED Rewards Checking qualifications must be met in order to qualify for any of the benefits.

1 ATM Service Charge is the $3.00 fee Destinations Credit Union charges for using a foreign (Non-Destinations) ATM and the $1.00 balance Inquiry fees processed at a foreign ATM. ATM Service Charge will be reimbursed on the last day of the month.

2 After an initial replacement, there is a $10 fee for each subsequent debit card issued unless replacement due to theft or fraud.

3 Destinations Credit Union checks contain DCU logo and may be substituted if the current product is no longer available.

4 Share Certificate must be established under a membership containing a Preferred Rewards Checking. Penalty for early withdrawal may apply.

5 Deposits must be in the form of an ACH and deposited into a Preferred Rewards Checking account.

6 Transactions must occur and fully settle to the Preferred Rewards Checking account within the qualifying cycle period. The qualifying cycle runs on a monthly basis; the first day of the month to the last day of each month. ATM transactions do not count toward the qualification.

7 Wires will be discounted up to $10 per outgoing wire completed from a Preferred Checking account.

Individuals must qualify for membership based on Destinations Credit Union eligibility. Please reference our website for further details. www.destinationscu.org

Equal Opportunity Lender.