The Illinois Secretary of State (ILSOS) Electronic Lien & Title (ELT) program is now live and operating statewide. Starting July 1, 2026, participation in the ELT program will be mandatory for all lienholders processing five or more liens annually in Illinois.
The ELT program replaces the paper-based lien and title processing with a secure, and fully electronic solution. Lienholders may participate either directly through the state ELT portal or through an approved ELT service provider.
Key Benefits to Lienholders
- Reduced operational risk and data entry errors
- Faster lien perfection and release processing
- Lower administrative and mailing costs
- Enhanced fraud prevention and auditability
- Elimination of physical title storage
- Improved visibility into lien and title status
Fees
- No enrollment or annual participation fee
- Non-statutory ELT service fees are assessed per transaction and paid by the lienholder or their Service Provider at the time of lien perfection.
- Statutory lien fees continue to be collected by dealers at the point of sale.
Enrollment Options
Lienholders may enroll through an approved ELT Service Provider or directly via the State ELT portal.
Approved ELT Service Providers
State ELT Portal Enrollment
For information on direct State participation, contact: enroll@champtitles.com
We strongly encourage your institution to begin enrollment now to ensure operational readiness ahead of the July 1, 2026 deadline.
For additional information or enrollment assistance, please visit the Illinois Secretary of State’s website and contact enroll@champtitles.com.
Sincerely,
