901 E. Saint Louis St
Ste 205
Springfield, MO 65806
Phone: 417-883-3277
Fax: 417-883-3393
Toll Free: 800-241-9759
March 2018 Newsletter
USED AUTO DEALERS AND 
AUTO SERVICE/REPAIR RISKS!
Some of the unique classes we can consider are:
-Antique/Classic Auto Dealers & Restoration
-Auctions 
-Bedliner Installation 
-Car Washes
-Emergency Vehicle Sales & Service 
-Salvage Yards
-Horse Trailer Sales & Service 
-Mobile Mechanics/ Roadside Assistance
-Motor Home Sales/Service
-Motorcycle/ATV Sales & Service 
-Valet Parking Services
-Parking & Storage Operations 
-RV/Travel Trailer Sales & Service 
-Van Conversion
AND MORE!

Call 800-241-9759 today to discuss your specific risk(s), or send your submissions to newbusiness@ciusgf.com
PEST CONTROL, TREE TRIMMERS, LANDSCAPE GARDENERS and
LAWN CARE CONTRACTORS!
Big, or small, we want them all!
Send your submissions to newbusiness@ciusgf.com .
OUT OF STATE PERSONAL LINES
RISKS? WE CAN HELP!!
We have in-house binding markets for risks located in MO, AR, KS, IL and OK; and we have brokerage markets who can also consider other states (such as FL, CO, KY, LA, TN, TX, and many more)!

Send your inquiries and/or submissions to personallines@ciusgf.com today!
Are you attending the MAIA Small Agency
Conference (in Columbia) next week?
 
If so, be sure to stop by and see Abi Haase and
Marsha Peck at the tradeshow
(on Thursday March 22nd)!

We will be at booth #90, and look
forward to seeing you there!!
ON THE BOOKS
Commercial Lines:
Bed & Breakfast (with swimming pool)- $500k/$1mil GL; $2mil Prop TIV. (Prior fire and wind/roof claims.)
Pizza Delivery- $300,000 CSL (excess over each individual drivers' policy).                                                   
Geologist (for a coal mining company)- $1mil/$2mil GL (incl H&NO Auto); $1mil/$1mil E&O; $5mil Excess (over GL, H&NO Auto & EL).
Halfway House Substance Abuse Program- $1mil/$2mil GL; $1mil/$3mil Prof; $1mil D&O; $1.3mil Prop TIV.
Tow Truck- $500k CSL Auto Liab; $300k UM/UIM; $5k Med Pay; 20k Phys Dmg (w/ $1k comp/coll dedts); and $75k in-tow coverage. 200 mile radius. Restaurant (w/ alcohol sales)- $1mil/$2mil GL; $340k Prop TIV. $300k gross receipts. Prior property losses.
Warehouse- $260k Prop TIV. No Coinsurance (due to property known to be underinsured). $5k dedt.
Pipe & Fittings Manufacturer- $1.8mil Prop TIV. Prior fire loss.
4 Family Dwelling (w/ 'air bnb' rental exposure)- $1mil/$2mil GL; $350k Prop TIV. $53k gross receipts.
Contractors Equipment Rental- $1mil/$2mil GL; $120k Prop TIV. $25k gross receipts. 

Personal Lines:
HO3- Owner Occupied. $345k TIV. Large prior water loss.  
DP3- Vacant. $330k TIV. Open water claim.
HO3- Owner Occupied. $185k TIV. Large prior water loss.
DP3- Tenant Occupied Dwelling- Corporately Owned. $3.4mil TIV.
HO3- Vacant. Over 70 years old (but has been completely updated). $958k TIV.
HO3- Owner Occupied/Undergoing Renovations (work being done by owner). $1mil TIV. Prior loss history.

$9,050

$5,700

$7,915

$19,040

$6,015

$6,240

$3,800

$16,275
$3,990

$3,400



$1,950
$1,075
$1,465
$8,500
$5,000

$3,925