In This Issue:
Upcoming Caissa Conversations:
March 26: Digital Assets 
June: Cash Flow Suggestions

September: Retirement Planning

November: Social Security and Healthcare Reform


Kelly S. Olson Pedersen,  CFP�,  CDFA
7825 Washington Ave., Suite 625
Bloomington, MN 55439
Main Line: 952-777-2270
Expect more from your financial advisor.
A Note From Kelly


We conquered Disney World! I think? 


At 2 � he outlasted all of the adults. He rode the big kid roller coaster and had the obligatory larger-than-my-head sucker. I don't think the park has changed anything since I was there over 20 years ago, yet swarms of people are still paying over $100 a ticket to get in. Well done Disney, great business model! 


More Inside: 

  • The origins of St. Patty's Day - do you know if the first leprechaun was a male or female? Click on the link below!
  • Our recent volunteer outing at the Minneapolis Crisis Nursery
  • Caissa is addressing potential negative Social Security returns

Read More Here!

Introducing Caissa Conversations

Caissa is launching our new quarterly event series, CAISSA Conversations, in March. CAISSA Conversations brings people together for an intimate forum that offers a review of a personal or financial topic and how it relates back to your life. Each quarter, we'll bring a new conversation to the table. Our inaugural event will be on one of the hottest discussions of 2014: Digital Assets, how to protect your online identity and how to transfer it upon your death.


We cordially invite you to attend and hope to see you there!

Caissa Market Update


The S&P returned 13.7% in 2014 but the performance was largely driven by a handful of stocks. Here are some stats per American Century Investments:

  • The top 10 contributors accounted for 29% of the S&P 500's gain
  • The top 25 contributors accounted for 47% of the S&P 500's gain
  • Apple Inc., which is the largest position in the S&P 500 (3.3%) was also the greatest positive contributor to performance for the year (1.2%). So one stock out of 500 accounted for nearly 9% of the gain.
  • Microsoft, Berkshire Hathaway, Intel, Wells Fargo and Facebook, all among the 20 Largest holdings of the S&P 500, together contributed another 1.8% to the index's performance. That equates to 13% of the index's performance last year.
  • So just 6 stocks out of 500 accounted for 22% of the S&P 500's 2014 gain.
  • In fact, Nearly a quarter of the companies in the S&P 500 (or 108) had negative returns in 2014. 
 Continue Reading 

Caissa Conversation Starter: What Happens to Your Facebook Page When You Die?

The oft-requested feature allows you to choose a Facebook friend to be a "legacy contact," who will serve as a kind of executor of your social network page. The friend can post information on your behalf (such as funeral details), respond to new friend requests and update your profile photo.


Facebook said the legacy contact can't actually log into your account, change or delete any past posts, read your Facebook messages or remove your friends. But you can let your legacy contact download a copy of everything you've shared on Facebook, if you choose.

Caissa Wealth Strategies
7825 Washington Ave., Suite 625
Bloomington, MN 55439
Main Line: 952-777-2270

Expect more from your financial advisor.