Advantage Advisor
Monthly Newsletter
March / 2019
March 31st is  World Backup Day , the brainchild of some users on Reddit who, after losing their own information, wanted to raise awareness about the many ways data is playing an increasingly important role in our lives, and how critical it is becoming to regularly backup and protect your digital information.

Click below for more information on World Backup Day:
In This Issue:

World Backup Day
Jail Because Of Debt
S.M.A.R.T. Goals
Financial Wellness Program
Clients Speak Out
Company News & Events
Employee Spotlight
The Advantage Challenge
When credit card companies realize that borrowers are not going to pay them back, they put a variety of practices to work in an attempt to recover their capital from them. In this blog post, we’ll discuss what measures professional lenders like credit card companies.... Read more!
Goals are dreams or wishes that could come true – if you work really hard at them. If your financial goals are specific enough, they will motivate you to balance your spending and savings in order to reach your objectives. Have you ever heard of S.M.A.R.T. Goals before? We're going to share with you....  Read more!
According to a recent insurance industry report, the popularity of financial wellness programs rose to 84% in the past year. This is almost a 20% increase from previous years. Another 14% of employers indicated they plan to implement a financial wellness program or employer assistance ....  Read more!
"Very quick accurate sign up, follow through, and great service during the whole process until completion. Thank you!"  Brian L.
" Extremely satisfied. Your company helped me get rid if my debt. Thanks so much! "  ~ Rebecca Y.
"Everything went just as I was told it would. Thankfully I was able to pay everything off sooner than I had expected."  ~ Marjorie C.
"You helped me when I needed it most & it’s a nice feeling to be in a much better place! Thank you."  ~ Pamela H.
We’ve had several accomplishments in recent months that we would like to acknowledge:  

We would like to congratulate two of our counselors, John A. and Terri S. on a recent achievement! Both of these counselors participated in an extensive NFCC/TD Bank sponsored training program learning to provide coaching to small business owners who want to expand. Furthermore, both passed an exam associated with the training and are now NFCC Certified Small Business Coaches! Congratulations, John and Terri!!!

Two of our employees, Rosemary L. and Terri S. formed relationships with the Wilkes Barre Housing Authority and the Educational Opportunity Center. Advantage CCS will provide counseling and education programs for both of these organizations!

And last, but certainly not least, our certified counselor Anita B. will travel to the Veterans Leadership Program of Western Pennsylvania headquarters weekly to provide counseling services to homeless Veterans who were recently re-housed.
In our “Employee Spotlight” series, we ask our employees about the role they play in our agency and a little bit about their family and personal life. We want to give you the ability to hear right from them about what gets them excited to come to work each day and how they personally help all of our clients succeed.
Let's meet our new  Housing Counselor Keith Lein!
How long have you worked for the agency? –  "Almost 6 months."
What are your primary job duties? –  "I provide counseling for HEMAP and Pre-Close and Pre-Purchase housing counseling."
What was the most unusual and/or interesting job you've ever had? –  "I used to work at IBM in marketing support. My boss was Shellye Archambeau who eventually left IBM and became CEO of Blockbuster. I learned so much from her."
Would you say you're messy or organized? –  "I am an organized mess. Just kidding! I am organized."
What's your favorite food? –  "I love fresh seafood and Asian cuisine. Nothing beats a good bowl of Pho on a cold day."
What's your least favorite food? –  "Just about anything fast food."
Do you have any hobbies? –  "I own and ride a 2007 Harley Davidson Fat Boy. I love going for rides on the weekend with my friends. Nothing macho just love the open road and good company."
What is the one thing you couldn’t live without? –  "My family."
What is your favorite book and/or movie? –  "My favorite movie is 'The World’s Fastest Indian' with Anthony Hopkins. It's about a guy in his 60's who breaks a land speed record on a motorcycle that he spent his life modifying. Truly inspirational and a true story."
What is your favorite color? –  "Silver"
What is your favorite vacation spot? -  "Anywhere in the Caribbean that has a good beach."
Are you up for the Advantage Challenge?

Advantage CCS challenges YOU to the... Daily Money Saving Challenge!

You can save $1,456 in one year!
This is how it works: On Monday, you’ll save $1. On Tuesday, you’ll save $2. Followed by $3 on Wednesday, $4 on Thursday, and so on until $7 on Sunday. Then, the next week, you’ll start again at $1 on Monday. You'll continue this every day and every month. Without even realising it, you’ll be saving $28 per week, and by the end of the year, you’ll have $1,456 total.

Let us know your results! Email and tell us all about it!