Week of September 4, 2021
09/04 - Bridget C.
09/04 - Michelle V.
09/05 - Tammie B.
09/05 - Joseph C.
09/05 - Taylor L.
09/05 - Laura Z.
09/07 - Kristopher B.
09/07 - Karen G.
09/08 - Afton D.
09/08 - Tricia S.
09/09 - Michael K.
09/10 - Jennifer B.
09/10 - Amy J.
09/10 - Ronald F.
The case for accumulating experiences earlier in life when you can still do them.
Knowledge might be power but wisdom is wealth.
Simplest explanation for the Delta variant surge might be the best one.
Social Security is projected to be insolvent a year earlier than previously forecast.
Daily case counts are higher than they were 18 months ago yet the market has almost doubled over that period. Did you see that coming?  
A literary look back - a list of excellent books that explain the Market Cycle dating back to 1940.
“It’s Never Too Late” is a new series that tells the stories of people who decide to pursue their dreams on their own terms.
If you believe the Farmer's Almanac, “This coming winter could be one of the longest and coldest that we’ve seen in years.
Mike Clark
Senior Wealth Advisor
1405 N. Green Mount Road, Suite 500
O'Fallon, IL 62269

Office 618.726.3011
Cell: 314.518.6377
Mike McGehee
Wealth Management Advisor
1405 N. Green Mount Road, Suite 500
O'Fallon, IL 62269

Office: 618.726.3012
Cell: 618.263.7702
 1405 N. Green Mount Road, Suite500
O'Fallon, IL 62269
618-726-3011
This newsletter is provided by Visionary Wealth Advisors (“VWA” or the “Firm”) for informational purposes only. By accessing or otherwise using this newsletter, you agree to be bound by the terms and conditions set forth below. Investing involves the risk of loss and investors should be prepared to bear potential losses. Past performance may not be indicative of future results and may have been impacted by events and economic conditions that will not prevail in the future. Therefore, it should not be assumed that future performance of any specific security, investment product or investment strategy referenced in the presentation, either directly or indirectly, will be profitable or equal to the corresponding indicated performance level(s). No portion of the presentation shall be construed as a solicitation to buy or sell any specific security or investment product or to engage in any particular investment strategy. In addition, this presentation shall not constitute the provision of personalized investment, tax or legal advice, and investors shall not assume this presentation serves as a substitute for personalized individual advice. Information contained in this presentation is derived from third-party sources that VWA believes to be reliable; however VWA does not control such information and does not guarantee the accuracy or timeliness of such information and disclaims all liability for damages resulting from such sources. Links or references to third-party websites are provided as a convenience and do not constitute an endorsement by VWA, and the Firm is not responsible for the content of any such websites. Any reference to a market index is included for illustrative purposes only, as it is not possible to directly invest in an index. Indices are unmanaged, hypothetical vehicles that serve as market indicators and do not account for the deduction of management fees or transaction costs generally associated with investable products, which otherwise have the effect of reducing the performance of an actual investment portfolio.
This newsletter is the property of VWA unless otherwise noted and is protected by U.S. and other international copyright laws. Prior permission to reproduce or reprint this newsletter must be obtained from VWA, regardless of the intended use. If any provision in this Terms of Use shall be unlawful, void or unenforceable, that provision shall be deemed severable from this agreement and shall not affect the validity and enforceability of any remaining provisions.
 VWA is an SEC registered investment adviser that maintains a principal place of business in the State of Missouri. The Firm may only transact business in those states in which it is notice filed or qualifies for a corresponding exemption from such requirements. For information about VWA’s registration status and business operations, please consult the Firm’s Form ADV disclosure documents, the most recent versions of which are available on the SEC’s Investment Adviser Public Disclosure website at www.adviserinfo.sec.gov.
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/ or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award, research/ selection methodology, or award statistics, go to www.fivestarprofessional.com.