Dear Clients & Friends,
      Last September during the Federal Employees' Group Life insurance (FEGLI) open season (only 3 in the past 30 years), we encouraged active employees to "reserve the right to get maximum coverage."  We advised to apply for maximum FEGLI, basic through 5 times option B.  If you made this application during the open season, coverage will be effective October 1, and premiums will be taken from your pay in October as well.  Option B is expensive insurance for people who don't smoke and are in average good health.  Our advice was purely defensive, to protect against the possibility of a tragic health change by reserving the guaranteed coverage.  If your health has not changed in a negative way, paying for this coverage is not in your best interest.  If you acted on our advice and reserved the coverage, you will want to cancel the option B portion before the premiums start in October.  Please call us if you have questions and please remember to maintain your FEGLI basic life insurance as you cancel the option B portion.
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Michael R. Mason, CFP®, CLU®, ChFC®, Kenneth T. Mason, RICP®, and John M. Mason, CFP® offer securities & advisory services through Centaurus Financial, Inc., Member FINRA and SIPC, a Registered Investment Advisor. Mason & Associates, LLC and Centaurus Financial, Inc. are not affiliated companies. This is not an offer to sell securities, which may be done only after proper delivery of a prospectus and client suitability is reviewed and determined. Information relating to securities is intended for use by individuals residing in the following states: Arizona, California, Colorado, Florida, Hawaii, Indiana, Maryland, North Carolina, Pennsylvania, and Virginia.

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