In This Issue
TPO Underwriting Checklist Items
Kentucky Housing Corporation (KHC) underwriters have compiled a list of the items that are most often left out of files and conditioned for after the Initial underwrite. Third Party Originating (TPO) lenders, please remember to follow the underwriting checklist to ensure a fully processed file is submitted to underwritin:
  • Completed 1008 or FHA Loan Transmittal
  • Final Unsigned 1003
  • Final Unsigned 92900A
  • KHC Income Calculator
  • Completed Patriot Act Disclosure
  • Fully Executed Sellers Property Disclosure
  • Fully Executed FHA Amendatory Clause & Real Estate Certification
  • Verbal or Traditional VOEs
  • Automated Underwriting System (AUS) findings released to KHC
  • Asset balances correct in AUS findings
  • LDP/GSA/SAM on all parties to the transaction
TPO lenders, remember that fully processed files mean faster approvals and closing for you.
KHC Approved Mortgage Insurance Providers
KHC has updated the approved mortgage insurance provider list. KHC's approved mortgage insurance providers include:
  • Arch MI
  • Essent
  • Genworth
  • MGIC
  • Radian
KHC's  program guides have been updated to reflect this change.
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