Newsletter

May 2018 - Number 2018-4472-5
Ohio Requiring Prescription Drug Transparency
Ohio Department of Insurance Director Jillian Froment today issued a bulletin requiring heightened protections for Ohio consumers related to prescription drug prices. As consumers face rising health care costs, the bulletin provides Ohioans with better information that could help them save money on prescription drugs. Read more
Driverless Cars Will Change Auto Insurance. How Can Insurers Adapt
There is little doubt that the widespread adoption of autonomous vehicles will have a huge impact on the automobile insurance industry. Research and computer modeling conducted by Accenture in collaboration with the Stevens Institute of Technology indicates that as many as 23 million fully autonomous vehicles will be traveling U.S. highways by 2035 (out of about 250 million total cars and trucks registered in the U.S.) Read more
Insuring the Children Golf Outing
Join us for an afternoon of golf and fun. The cost includes 18 holes of golf, a cart, lunch, grill out and awards. You will have the chance to participate in a number of contests. All of the proceed go to ITC to treat child abuse and neglect.  Read more
Risk Tips
Explain Ordinance or Law Coverage To Avoid E&O Claims

One key to selling adequate ordinance or law coverage is explaining it clearly. When agents discuss this coverage with their policyholders, policyholders want to know why they need it and how much they should buy. Because those answers are complicated, a lot less ordinance or law coverage is purchased than is needed. At claim time, that can result in an errors and omissions (E&O) claim against the agent.
Case of the Month
A tangled web: Who can sue whom?

Devonta Dodson was involved in a motor vehicle collision with Joann Hutson, whom Erie Insurance Company insured with liability coverage under an automobile policy. Seeking chiropractic care for injuries stemming from the collision, Dodson became a patient of McKinley Chiropractic Center, P.C., and executed a document assigning to McKinley “all insurance and/or litigation proceeds.... Read more
law
New Course - Small Steps to Insure Specialized Contractors
This course will cover ways (small steps) to approach small contractors. The course will discuss ways to breakdown the exposures and operations involved with Excavation, Grading of Land, Landscaping, Field Tile Work, Concrete Work (flat work and walls), and Wood flooring and Cabinet, wood trim and molding installation along with a discussion on Contractors Inland Marine Equipment.  Read more
Ohio Legislative Activity
WAHVE - Hiring Resource
Does your insurance agency need talent? Whether you are looking for customer service representatives or someone to mentor new producers, WAHVE (Work at Home Vintage Experts) can eliminate the stress of hiring. Read more

Save Your Clients Money - OIA's Group WC Program
If you represent commercial clients or are interested in expanding into that market but don't know how to get your foot in the door, then OIA's Workers' Compensation Group Rating Program can provide you with one of the insurance industry's most powerful sales tools . Read More
Workers Comp
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