May 9, 2018

In This Issue: 
  • NYS Attorney General Eric Schneiderman Resigns: What's Next?
  • House Is Ready To Pass S.2155, Community Bank Reg Relief Bill -- One Last Push Needed!
  • Farm Bill Also On Table 
  • News On Upcoming IBANYS Meetings & Upcoming Webinars
  • Follow IBANYS On Facebook, Twitter, LinkedIn and Instagram!

Message From the President
John Witkowski, President & CEO
A Busy, Surprising & Productive Week!

It has been an eventful past few days, with big news from Albany, Washington, D.C., and our Association. The actions continues even as we go to the press.
  • In Washington, ICBA delivered two key letters to the House of Representatives. The first letter urges the House to oppose any farm bill amendments that would reduce funding for crop insurance programs, encourages providing the USDA with greater flexibility for its guaranteed farm loan programs and asks them to resist any expansion of Farm Credit System lending and investing authorities. The second letter is the one previously sent supporting House passage of S. 2155, with the request that they pass the bill immediately. An agreement has been reached whereby the House will proceed to a vote on S. 2155, and the Senate will receive for consideration a package of additional regulatory relief measures that have already passed the House Financial Services Committee. The House vote could be scheduled before the House breaks for Mother's Day recess. Now is the time to make sure you let your congressman know where New York community banks--and IBANYS-- stand. Please make one last outreach using ICBA's "Be Heard" grassroots action center at ICBA also delivered a petition with over 10,000 signatures from community banks throughout the country urging this action. 
"The Washington Post" recently noted: "The legislation's passage in the Senate was a significant victory for the banking industry and spoke to the lobbying power of the local banks that are a presence in every community." Let's not rest until this legislation is signed into law!

Read a copy of the Farm Bill letter here, and read the letter on S. 2155 here
  • In Albany, the week brought the surprise resignation of New York State Attorney General Eric Schneiderman after allegations of domestic/physical abuse., His resignation leaves State Solicitor General Barbara Underwood in charge of the office until the State Legislature chooses Schneiderman's successor to serve out the remainder of his term that expires in January 2019. The Attorney General position is on the ballot this November for a full four-year term. Since the Assembly and Senate vote as one body, Democrats (who enjoy a huge Assembly majority) can appoint whoever they wish. Potential successors mentioned in the press include:
    • Members of the Assembly Helene Weinstein, Jeff Dinowitz, Joe Lentol, Aravella Simotas, and Sean Ryan;
    • State Senators Mike Gianaris ad Todd Kaminsky;
    • Congresswoman Kathleen Rice;
    • NYC Public Advocate Letitia James;
    • Former U.S. Attorney Preet Bharara;
    • Former unsuccessful guberbatorial and congressional candidate Zephyr Teachout;
    • Lt. Gov. Kathy Hochul;
    • Former State DFS Superintendent Ben Lawsky;
    • Former Syracuse Mayor Stephanie Minor, and a number of other elected and appointed officials.
Meanwhile, two more incumbent GOP State Senators (Bill Larkin, Hudson Valley and Tom Croci, Long Island) said they will not seek re-election this year, bringing the number of retiring Republicans senators to five.
  • On the meetings front, we held our inaugural Bank Executive Symposium in Watkins Glen, with a full house of member banks, associate members, preferred partners, and an outstanding group of speakers. We also held a meeting of IBANYS' Board of Directors. Next up: 3 key meetings in June:
    • IBANYS and T. Gschwender are co-hosting our Lending Conference in Fairport, NY on June 5-6. We'll focus on commercial lending and commercial real estate lending, and cover such topics as CECL and a loan review process for lenders, portfolio managers and analysts. We will provide insight into digital lending platforms and software programs that can help banks become more efficient in small business and SBA lending. Please share this with your commercial, mortgage, small business and consumer lending teams. To see the brochure click here, to register click here, and for sponsorship opportunities click here.
    • IBANYS' Human Resource Regional Conferences are June 12 (Rochester) and June 13 (Troy). H.R. plays a key role in New York community banks. We'll cover issues related to sexual harassment, FMLA, PFL, talent acquisition and retention, benefits, identity theft, and much more. Please pass this along to your HR directors and those in supervisory roles, and urge them to register for which conference is most convenient for your bank. To see the brochure click here, and to register click here
    • IBANYS Regional Security Conferences are June 19 (Rochester) and June 20 (Troy). They will feature outstanding presentations on an array of security concerns relevant to community banks. To see the brochure, click here. 

Register Today For These Upcoming IBANYS Meetings!
Click here for a full list of our meetings and their brochures/registration forms.

As always, thank you for your support of IBANYS and all you do or community banking.

Remember: IBANYS is YOUR association. Make it work for you!

- John

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2018 Meetings


Lending Conference


                         June 5-6, 2018
                       Woodcliff Hotel & Spa
                         199 Woodcliff Drive
                         Fairport, NY 14450

Human Resources Conference

    June 12, 2018             June 13, 2018
    Hilton Garden Inn           Hilton Garden Inn
   Rochester/Pittsford                    Troy
   800 Pittsford Victor         235 Hoosick Street
   Pittsford, NY 14534            Troy, NY 12180


Security Conference


         June 19, 2018               June 20, 2018
         Hilton Garden Inn              Hilton Garden Inn
        Rochester/Pittsford                       Troy
         800 Pittsford Victor           235 Hoosick Street
        Pittsford, NY 14534              Troy, NY 12180


Annual Convention

                       September 25-27, 2018
                                      Hilton Albany
                                   40 Lodge Street
                                 Albany, NY 12207


Member banks: Share this information with your senior management teams, officers, directors, compliance, security and human resources officers. Preferred providers, associate members and business show exhibitors: Now is the time to plan to attend, participate, sponsor/exhibit. Contact Linda Gregware:
New Feature!
Spotlight Bank of the Week

Spotlight Bank of the Week is a new feature that we are adding to our website and e-newsletter. It is an opportunity to promote anything about your organization, such as fun facts, organization news, special events, etc. The Spotlight Bank of the Week will be featured on our homepage slider, e-newsletter, and our social media platforms for one week. So don't miss out on this exceptional opportunity to showcase your bank to thousands of people!

To apply, just fill out our registration form and email it to Natalie Rowan at

IBANYS Education/Webinars
IBANYS Webinars

IBANYS' webinars provide timely, informative sessions on important topics and issues of interest for community bankers. They are valuable not only for their content, but for their convenience. Participants can take part from the comfort and privacy of their offices, without leaving the bank.
Our  Webinar Series offers many topics in the following categories:
  • Audit & Accounting
  • Collections
  • Compliance
  • Directors
  • Frontline & New Accounts
  • Human Resources
  • Information Technology
  • IRA
  • Lending
  • Operations
  • Security & Fraud
  • Senior Management
We are always adding more programs based on needs and requests of our members,
who drive our focus!  Take a look at the various series of webinars we offer by clicking each of the links below.

Community Banking Month Special

Celebrate Community Banking Month with a  FREE WEBINAR

Buy any  2 webinars and get a coupon code for  1 free until May 31st


Pricing starts at $230

  • 90 minutes of industry-leading webinar training
  • Take-away toolkit with supplemental materials, training log, and a knowledge-check quiz
  • Live and recorded options to view at your conveience
  • Viewable on desktop, mobile, or tablet

Add two webinars to your cart. Before completing your order enter "Send my free webinar code!" in the Comments box. A coupon code for your free webinar will be emailed to you within one business day. Choose your webinars here.

*Not applicable for full Series orders


Community Banking Matters: 2018 Webinar Series for Community Bankers

ICBA Securities and its exclusively-endorsed broker dealer, Vining Sparks, will present a one-hour webinar on May 15 that will provide an SBA Market Update. This is the fourth in the 2018 webinar series.  Speakers will be two professionals from Vining Sparks: James Plunkett, Director of Investment Product Strategies, and Oscar Adams, Senior Vice President, SBA Trading. SBA 7(a) pools offer one of the few opportunities to invest in floating-rate government-guaranteed securities without cap risk. The range of structures and prices offers a spectrum of yield opportunities based in part on investors' willingness to deal with and ability to manage premium prices. This webinar will include ways to measure and manage this premium. The webinar will also include discussions of the two major fixed-rate SBA investment alternatives, including their structures, prepayment patterns and relative value.  What you will learn:
  • Recent SBA price and issuance trends
  • SBA 7(a) prepayments in detail
  • 2017 principal distribution methodology change impacts
  • Yield versus premium tradeoff considerations
  • Fixed-rate SBA issuance volume, yield, and spread trends
The webinar is provided at no cost to Vining Sparks customers and community bank members.  Who should participate? CEOs, CFOs, investment managers, bank directors, and those responsible for investment portfolio management with working knowledge necessary to benefit. Click here to register.

Government Relations
NYS Attorney General Schneiderman Resigns

Eric Schneiderman
The state capital was rocked this week when State Attorney General Eric Schneiderman was accused of physical abuse. Schneiderman denied the allegations, but quickly resigned. The Governor had urged him to do so, and has appointed Nassau County District Attorney Madeline Signas as special prosecutor to investigate the allegations. State Solicitor General Barbara Underwood is temporarily in charge as acting attorney general until the State Legislature chooses Schneiderman's successor to serve the remainder of his term expiring next January. 
Barbara Underwood

The succession plan reportedly is to assemble a special committee of four Democrats and one Republican from the Assembly, and four Republicans and one Democrat from the state Senate to vet interested candidates. The committee then will present a recommendation to a joint session of the Legislature for a vote. However, there is a campaign underway among longtime political observers and editorial boards to retain interim attorney general Barbara Underwood, who has been deeply involved in the office's cases for years, even pre-dating Schneiderman's arrival. 
Underwood was the first woman to serve as Acting U.S. solicitor general, and now becomes the first woman to serve as New York's Attorney General. She  was named New York solicitor general in 2007. In a statement, she said: "The work of this office is critically important. Our office has never been stronger, and this extraordinarily talented, dedicated, and tireless team of public servants will ensure that our work continues without interruption."

There is a long list of possible successors, including many current and former office holders, and there may be primaries for the GOP and Democratic nominations. The November election will select a new attorney general for a full four-year-term. Press speculation on an appointed successor includes, but is not limited to:
    • Members of the Assembly Helene Weinstein, Jeff Dinowitz, Joe Lentol, Aravella Simotas and Sean Ryan; 
    • State Senators Mike Gianaris and Todd Kaminsky; 
    • Congresswoman Kathleen Rice; 
    • NYC Public Advocate Letitia James; 
    • Former U.S. Attorney Preet Bharara; 
    • Former unsuccessful guberbatorial and congressional candidate Zephyr Teachout;
    • Lt. Gov. Kathy Hochul;
    • State DFS Superintendent Maria Vullo; 
    • Former State DFS Superintendent Ben Lawsky; 
    • Former Syracuse Mayor Stephanie Minor, and a number of other elected and appoinbted officials. 

Two More Senate GOP Retirements

Tom Croci
Bill Larkin 
Two more incumbert GOP State Senators  (Tom Croci, Long Island and Bill Larkin, Hudson Valley) announced they will not seek re-election  this year. That brings the number of Republican senators who wil be retiring to five. The previous week, Senators John DeFrancisco (Syracuse), John Bonacic (Hudson Valley) and Kathy Matchione (Capital District) anounced their retirement plans at the end of their current terms next January. Republicans and Democrats are locked in a close battle for control of the chamber. There are 32 elected Democrats and 31 elected Republicans, but one Democrat  (Brooklyn's Simcha Felder) continues to vote with
 the GOP for now.

On the  Legislative Front:

Two bills that would further expand credit union powers are making their way through the State Assembly process
  • A.6949B Zebrowski/S.6700, Hamilton would permit federal and state chartered credit unions to accept State and Local deposits through the BDD program (a program currently available only to banks and thrifts). The bill is on the floor of the Assembly, but has not yet moved in the Senate. 
  • A.10232, Jean-Pierre)/ S.7100, Kavanaugh would allow low income credit unions in New York City to accept municipal deposits for the BDD program only. It also has seen no movement in the Senate. IBANYS was able to stop these initiatives last year, and we are opposing them this year as well. It would be inappropriate for credit unions, which pay no taxes, to have the additional ability to accept taxpayer deposits.
  • S.3755 (Savino), which IBANYS supports, helped draft and has on our legislative program, is on the State Senate Banks Comittee agenda this week. It would provide regulatory relief by allowing state chartered banks under $8 billion to invest in (and utilize) service corporations to achieve economies of scale when complying with regulations by permitting community banks to use such corporations to provide shared services among member banks to reduce compliance costs. Another bill on IBANYS legislative programS. S.3756 (Savino), would exempt banks from state CRA examinations if they have assets of less than $1 billion and received a satisfactory or better CRA rating in their most recent CRA exam by its primary federal regulator. That bill has passed the Senate.
Washington, D.C.
House To Vote On S.2155 "As Is"

Congress returned this week from its recess, and Speaker Ryan announced that the House is ready to take up S.2155 -- the bipartisan Economic Growth, Regulatory Relief and Consumer Protection Act  -- "as is" without amendments. The bill, which would provide the most significant regulatory relief for community banks since the enactment of Dodd-Frank in 2010, received bipartisan support in the Senate in March, but the House GOP had wanted to add 30 provisions the House already has already passed into the bill. That would have scuttled support in the Senate, effectively ending any chance to move reg relief this session. The House also plans to pass a companion package of legislation (including many of the amendments in question) that are supported by House Financial Services Committee Chairman Jeb Hensarling. ICBA this week delivered a petition with more than 10,000 signatures from community banks -- including in New York -- that strongly urged S.2155's passage. While Speaker Ryan did not specify when the House vote may take place, it could come before Congress leaves for the Memorial Day recess. New York community bankers: Please continue urging your congressional representatives to support final passage. Use ICBA's "Be Heard grassroots action center"The President has said he would sign the legislation into law. 

Meanwhile, the House cleared a resolution that would block guidance issued by the CFPB in 2013 aimed at stopping auto-lending discrimination by a mostly party-line vote of 234 to 175. The President is expected to sign the resolution into law. 

The House also passed H.R. 4743, the bipartisan Small Business 7(a) Lending Oversight Reform Act. It would strengthen the Small Business Administration 7(a) program, as it contains targeted reforms to ensure the program continues to safely expand the reach of lending and credit services to a broader range of borrowers. The bill  would strengthen the SBA Office of Credit Risk Management and Lender Oversight Committee, codify the SBA's "Credit Elsewhere Test," and allow the SBA to lift the cap on general business loans if it is reached. The Senate Small Business Committee passed companion legislation in March.

In Other News From Washington:
  • The President reportedly is expected to nominate National Credit Union Administration Chairmen J. Mark McWatters as Director of the Consumer Financial Protection Bureau (CFPB). The nomination may be made around June 22, which would allow CFPB Acting Director (and Trump Budget Director) Mick Mulvaney to remain as temporary director beyond 2018.
  • Meanwhile, the former Consumer Financial Protection Bureau (CFPB) Director Richard Cordray won the Ohio Democratic primary for Governor last night. He is a former Ohio State Attorney General who was appointed to the CFPB position by President Obama after it became apparent that now-Senator Elizabeth Warrem (D-MA), his original choice, would not have the necessary support for confirmation. 
Action Alert

Call Or Email  Your Local Representatives: 
Tell Them To "Vote For Community Banks" By Passing S.2155 

The bipartisan Senate regulatory relief bill (S.2155), has been approved by the U.S. Senate 67 votes affirmative votes. T he action now moves to the House of Representatives. The challenge now is to urge the House to approve the Senate legislation as is, without adding any amendments that would jeopardize the bipartisan support demonstrated in the Senate, where 16 Democrats joined their Republican colleagues in voting for the measure.  IBANYS is conducting a grassroots outreach effort with the New York House delegation. To email or call your Representatives, click on the links below:

We have written to each member, but we need YOU to contact your local Representatives. Call their district offices while they are home for the two-week recess beginning this weekend. You can also visit and use their "Be Heard" grassroots site to tailor your messages.
Industry Trends & Updates
Banks Ease Standards On Commercial Real Estate Loans

According to the Federal Reserve's quarterly survey of senior loan officers released this week,  banks eased standards on commercial real estate loans for the first time in almost three years . Over the past year, banks eased important lending terms - including maximum loan size and the spread of loan rates over their cost of funds - on all three commercial real estate loan categories: construction and land development loans, nonfarm nonresidential loans and multifamily loans. Demand for all types of business lending reportedly weakened. For consumers, mortgage loan standards were basically unchanged while standards for auto and credit card loans tightened modestly. There was weak demand for most categories of household loans. The Fed surveyed officers at 72 domestic banks.

Consumer Confidence in Housing Reaches Record-High

Despite the fact that supply is tight, prices are increasing and mortgage rates are risingconsumer confidence in housing reached its highest level ever on record during April, according to a monthly sentiment index from Fannie Mae. However, higher prices are having an impact. The U.S. Census Bureau reported that m illennial homeownership fell during the first quarter of 2018, after rising throughout 2017. 

NFIB Survey Shows Small Businesses Are Optimistic About Future

The National Federation of Independent Business (NFIB) Small Business Economic Trends Survey reports that for more than a year, the data has pointed in one direction: Up. Small businesses are optimistic about the future.  The report cites increased consumer spending, lower taxes and less regulatory barriers as the major reasons for the surge in optimism and profits. More than 1 in 5 small businesses are expecting higher sales in the next few months. Those in the construction and manufacturing sectors were most confident. The survey has been conducted quarterly since 1973 and monthly since 1985.

Banking News
Online Lending

Excelsior Growth Fund (EGF) is NYBDC's nonprofit Community Development Financial Institution and IBANYS' exclusive online lending partner. Their  mission is to help businesses in New York, New Jersey and Pennsylvania grow by providing small business loans and advisory services. As a nonprofit organization and a U.S. Treasury-certified Community Development Financial Institution  (CDFI) , they're a responsible lender you can trust. Their  products are affordable and flexible, and their advisory services can help you reach your business goals. Their signature product, the EGF SmartLoan™, provides up to $100,000 through a streamlined online platform.  Loans are approved in 1-2 days and funded in a week.  For more details, please visit: 

Spotlight Bank of the Week

Evans Bank- 1920s
With roots dating back to 1920, Evans Bank has evolved into a full-service financial institution focused only on Western New York.  Our mission is the same today as it was nearly 100 years ago, to help our customers meet their financial goals and businesses build their dreams.

Throughout our history, Evans has proudly made significant contributions to the growth and resurgence of the region. We do this by providing real value to our customers, associates, shareholders and communities.  In 1977, the bank opened its second branch and has since added 12 more financial centers. In 2000, Evans Bancorp acquired the M&W Agency Inc., our insurance subsidiary known today as The Evans Agency LLC.

Evans Bank Postcard-1920s
This summer, the Company intends to open its 15th full-service financial center, its first in the Central Business District of Downtown Buffalo. The proposed Business & Relationship Center will offer full-service banking, insurance, investments and employee benefits services while featuring a consultative setting for client meetings, as well as, modern and convenient banking technologies. It will enhance our ability to serve more of the local community and its businesses in the radius around the heart of the City that is enjoying a resurgence.

Our insurance operation has acquired more than a dozen local agencies and offers a suite of products and services tailored to meet the needs of both retail and business customers. The Evans Agency achieved record revenues in 2017 on the strength of increased Commercial and Personal Lines sales and Employee Benefits expansion.

At Evans, our associates remain our key competitive advantage and differentiator to better serve our clients, fulfilling our purpose and driving strategic growth.

Evans Bank Drawing
The Company was successful in recruiting three new senior executives in 2017 - a Chief Risk Officer, Chief Commercial Banking Officer, and a new Director of Employee Benefits, who will help our organization advance in sophistication and capabilities. For the fifth consecutive year, based upon employee engagement, Evans was recognized by Buffalo Business First as a Best Place to Work among dozens of companies regionally in Western New York.

In 2017, the Company also made a commitment to ensure that diversity and inclusion was a top priority. Evans created a new Diversity & Inclusion Council whose charter is to foster an open and inclusive environment, encourage recruitment of associates of diverse backgrounds and thought, in an atmosphere free of harassment and intolerance. The Council is comprised of a broad based team of associates and management, and serves as a resource for the organization to address individual and systemic issues regarding diversity and inclusion.
Evans Bank Elmwood Village- 2018

Since its inception, the council has adopted a logo, participated in an inclusion awareness workshop lead by the National Federation for Just Communities of WNY and created a Plan, Do, Check and Act (PDCA) exercise for carrying out change. The council identified several focus areas aimed to broaden diversity within Evans and enhance an inclusive workplace.

Continuing the pattern of support for the communities it has served and invested in for almost a century, Evans expanded participation in volunteer activities, associate service hours and financial support in 2017. The Company also made a $300,000 contribution to its Foundation this past year, the largest such contribution in its history, to be invested in not-for-profit entities that enhance the quality of life within Western New York.

Evans Bank Downtown Buffalo- 2018
Despite local competition increasing with several new market entrants, Evans is confident in our position to compete successfully and expand our presence in the region. Our value-added service, capabilities, reputation and knowledge of the marketplace, provide us with a competitive advantage over other financial institutions. With greater size and scale, we are competitively positioned against the regional and national banks.

We remain thankful for the acceptance and support received from our customers, associates and shareholders, and look forward to more business growth and investment in our communities.

To learn more about Evans, our products, services and career opportunities, please visit

IBANYS Spotlight Is On...
Promontory helps financial institutions of all sizes thrive. Promontory Network members use its solutions  ̶  Bank Assetpoint®, Insured Cash Sweep®, or ICS®, CDARS®, IND®, and Yankee Sweep®  ̶  to source new asset opportunities, diversify their asset portfolios, reduce collateral requirements, purchase funding, and build multi-million-dollar relationships. 

Promontory Interfinancial Network offers unique balance sheet services that bring  thousands of banks  and other institutions together in a way that helps each to benefit from  The Power of ManySM  -- enabling them to offer services that otherwise might be too difficult or too costly. Learn more about the company's  singular approach  to the banking industry.  For details, visit or contact Kevin Hamilton , (866) 776-6426 ext. 3329. Find out how Promontory can help your bank manage its balance sheet more profitably.

IBANYS Endorsed Services
IBANYS identifies offers products and services that provide value to your banks, companies, employees communities. These brief summaries provide links for information. Please contact IBANYS President John Witkowski with questions.

Health & Wellness

My Wellness Resource & TELADOC

The health and wellness landscape continues to evolve. "My Wellness Resource" can be a nice addition to your existing benefit package. 

Teladoc can save your banks time and money, and provide real value to your employees as this testimonial from a New York community bank CEO proves:
"I wanted to let you know that some of our employees and I have been using "Teladoc" and it is one of the best things we have done for the bank. We all love it: We are saving time, avoiding waiting in an urgent care center or a doctor's waiting room for non-emergency related illnesses . . .and it is easy to use and convenient. Once you use it, you are hooked! This was a great find! Would recommend it to all banks."

Mario Martinez 
Chairman & CEO
Catskill Hudson Bank

Contact Alan Justin: (716) 907-5500. 

"Cure the Blue" Helps Banking Industry Battle Prostate Cancer!

The "Cure the Blue" program sponsored by the Buffalo Bills Alumni Foundation allows New Yorkers to participate in one of the most comprehensive efforts to help promote prostate cancer awareness and research in the United States.  Lake Shore Savings Bank has provided prostate cancer literature and Cure the Blue information at all eleven of its branches and their headquarters in Dunkirk. The bank also offered Cure the Blue ceramic lapel ribbon pins for a $5.00 donations to Cure the Blue to all their customers. "We fully understand the severity of this disease and the devastating effect it can have on families" said Lake Shore Savings Bank President and CEO Dan Reininga. "Our support of the Buffalo Bills Alumni Foundation's "Cure the Blue" initiative is something that we are taking very seriously and are proud to support." Buffalo Bills Wall of Famer and Alumni Foundation President Booker Edgerson, a two time prostate cancer survivor, said the bank has been a tremendous longtime supporter, noting: "They have really stepped up to the plate with their unwavering support of our Cure the Blue initiative." 

IBANYS urges all of our member banks, associate members and allies to join the effort. Cure the Blue" raises funds and awareness regarding prostate cancer in New York State. Visit  to get involved! Of all new cancer cases in the nation, prostate cancer represents 9.6%. In 2017, there were an estimated 161,000 new cases, and more than 26,000 fatalities due to the disease. Support IBANYS' "Cure the Blue" campaign to help New Yorkers participate to promote prostate cancer awareness and research.

Secure. Enhanced Internet Presence

The .bank program by fTLD operates trusted, verified, more secure, easily-identifiable internet locations for financial companies and customers. 

Did You Know?

. . .That in 1974, the year IBANYS was established, the Chairman of the FDIC was Frank Wille? Did you know he also had served as New York State Banking Superintendent? Mr. Wille served for six years in each position, and was later the Chairman and CEO of the Greater New York Savings Bank. The NYS Superintendent of Banks at the time IBANYS was formed was Harry Albright, Jr, a close associate and aide to Governor Nelson Rockefeller who later served as CEO of the Dime Savings Bank of New York. 

New York community banks play a key role in our state and local economies. Help spread the good news among our customers, business, elected leaders and the media!

John J. Witkowski
President & Chief Executive Officer

Stephen W. Rice
Director of Government Relations & Communications

Linda Gregware
Director of Administration & Membership Services

William Y. Crowell III
Legislative Counsel

Natalie Rowan
Marketing & Social Media Assistant
Connect With Us!