(800) 383-6590

Premier Health Insurance Receives Platinum Agency Award:

Premier Health Insurance of Iowa recently received the Platinum Award for top life and health insurance advisory firm in Iowa by Professional Insurance and Planners and Consultants.

Pre-Affordable Care Act Plans Extended Indefinitely: For those with the lower-priced plans purchased prior to the Affordable Care Act, the Centers for Medicare & Medicaid Services (CMS) is allowing customers to continue these plans indefinably. Many of you know these plans were originally to be terminated 1-1-2014 per Affordable Care Act requirement. That date was then extended to 12-31-2015, 10-1-2016, 12-31-2018, 12-31-2020 and then 12-31-2022. However, keep in mind that CMS can continue to require changes in these plans.

President Biden's $1 Trillion Tax Proposal To Include Taxing Certain Health Insurance Claim Payments: Under President Biden's $1 Trillion Proposal in new taxes, some of those taxes are coming from indemnity health insurance claims. The taxed amount will be based on claims from dental, vision, accident, cancer, critical illness, hospital plans, etc. Example: Let's say you have an accident that costs $5000. You also have an accident plan, that covers the $5000 so you pay nothing out of pocket. Under the new tax proposal, you will be taxed on the $5000. We will keep you posted on how this will affect your claims if it goes into affect.

President Biden Signs Executive Order To Fix the Dreaded "Family Glitch":
As many of our customers know, under the Affordable Care Act, employer coverage for a family was deemed "affordable" based on whether or not the employee's premiums was "affordable." The meant even though an employee's portion of insurance was relatively inexpensive, it didn't matter the cost of the employee's family.. It would be deemed "affordable" under the Affordable Care Act. Often costing more than $1000 per month just to cover a spouse and children. President Biden signed an executive order on April 5th to change that. Starting January 1st 2023, if a family's coverage (not just the employee) costs more than 10% of the household income, the household will be eligible for a tax credit under the individual Affordable Care Act plans.

Hawk I & Medicaid Renewals To Begin:

On March 3, 2022, the Centers for Medicare & Medicaid Services (CMS) provided states with additional guidance and tools as they plan for whenever the COVID-19 Public Health Emergency (PHE) does conclude. When the PHE does eventually end, states will be required, over time, to redetermine eligibility for all people enrolled in Medicaid and CHIP. This is especially notable for parents with children enrolled in Hawk I.

  1. Update your contact information – Make sure the state Medicaid or Hawk I program has your current mailing address, phone number, email, or other contact information. This way, they’ll be able to contact you about your Medicaid or CHIP coverage. 
  2. Check your mail – The state Medicaid or Hawk I program will mail you a letter about your Medicaid or Hawk I coverage. This letter will also let you know if you need to complete a renewal form to see if you still qualify for Medicaid or Hawk I. 
  3. Complete your renewal form (if you receive one) – Fill out the form and return it to the state Medicaid or Hawk I program right away to help avoid a gap in your Medicaid or Hawk I coverage.

Medica COVID-19 Vaccine Website and Information

As the U.S .Department of Health & Human Services recently announced an extension of the COVID Public Health Emergency, Medica has extended the following COVID-19 services through July 31, 2022.

  • 100% coverage for COVID-19 FDA-approved diagnostic and anti-body testing and services for COVID-19 testing.
  • 100% coverage for COVID-19 monoclonal antibody treatment.
  • 100% coverage for telehealth/virtual health services.
National General has typically been offering the lowest priced 3 year plans for those age 55 and younger. Contact us if you are interested in quotes.

COVID-19 Updates from National General.
Pivot Health is now offering 3 year plans in Iowa.
Learn how to read a Wellmark Explanation of Benefits to better understand your benefits.

Questions & Answers on Wellmark Blue Cross Explanation of Benefits.

UHC has is currently offering both 2 and 3 year plans. While they are similar in price, the 2 year plan has substantially easier underwriting. If you would like to see these options, please let us know.

Don't forget the valuable discounts with your FACT Membership through the United Health Care plans.
Have you set up your Oscar account?

If you are new to Oscar, set up your online account.

Don't forgot, with Oscar you have $0 Fee Virtual Urgent Care Visits. Click Here to Learn More.
3600 1st ave NE, Cedar Rapids, IA 52402.(800) 383-6590

Copyright © 2015 Premier Health Insurance, all rights reserved.