May 2021 Newsletter
Hello Members,
My name is Heather and I am a senior loan officer at WV Central. Most of our members know that May is synonymous with our annual loan sale and this year, the rates we have are unbeatable! We have set 3.4% APR as a MAX rate (on 60 month terms)! This means anyone with not-so-perfect credit can still get a fair rate! For those with good credit, who are looking for a 36 month term, we can go as low as 1.65%APR.

If you are interested in getting pre-approved, you simply apply online (or make an appointment to sit down with a loan officer on our site) and they will guide you through the entire process from beginning to end. With our new Central Freedom Express loan program - once you are pre-approved you will be issued essentially a "blank check" to go purchase the vehicle you choose - even if it's over a weekend when our offices are closed! It's never been more convenient to ensure you're getting the best deal on your auto loan.

As a credit union, our members are our purpose and we are here to help! Reach out to 304-485-4523 via call or text if you need anything at all.
Car shopping is easier when you’re pre-approved! 

Buying a car can be an intimidating experience. We can make it easier with our new pre-approval process, Central Freedom Express. Before you visit the dealership, check with us first. We will help you determine the price range that will best meet your needs. You’ll go knowing your financing is already in place with WV Central FCU. 

It’s easy and takes just a few steps. 

  1. Apply online or at one of our convenient locations. We’ll discuss options with you and when you are comfortable with the loan and payment amounts, we’ll provide you with a Central Freedom Express or “blank” check you can take shopping with you. The check will state the limit that you have been pre-approved for. This will allow you to negotiate with confidence, knowing that your financing is already taken care of. 
  2. Once you choose the vehicle you want and have a final price, you’ll fill out the Central Freedom Express check with the name of the dealership, the amount, and the vehicle information, and sign the check. The dealer will complete final documents and will fax the paperwork to us. You drive home in your new vehicle! 
  3. Your loan officer will reach out to you to finalize your loan paperwork and you’re all set! 

Getting pre-approved doesn’t cost anything and doesn’t obligate you to purchase a vehicle. You’ll have 45 days to use the Central Freedom Express check. With rates as low as 1.65% APR*, our competitive rates will leave you driving home happy and saving money over the life of your loan. 

*Annual Percentage Yield
Congratulations to Ken Watts on his recent retirement from the West Virginia Credit Union League. Ken served in various capacities at the League over his 46 years of service. Most recently as the President / CEO of the WV Credit Union League and the WV League Services Corporation.

Ken is currently the treasurer of WV Central with 32 years of service. We are very pleased that Ken will continue to serve on Central’s board of directors.

Congratulations Ken – enjoy your retirement!

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Spring has Sprung! If you are planning to purchase or build a home this year - you want to talk to these ladies first!
Michelle Fitcher and Leigh Cunningham with WV Central Mortgage can help you every step of the way. Call 304-485-4523 to make an appointment!
Need financial planning assistance?
Call Andy at Commonwealth to discuss investing, retirement and strategies for your financial future! 304-422-3531
Do you have the WVCCU App?