HANDLING AN AUTO INSURANCE CLAIM ON YOUR OWN WITHOUT INVOLVING YOUR INSURANCE COMPANY
Many of us choose to settle auto accidents privately rather than through our insurance carrier, usually to avoid a rate increase, but before you do that,
here are a few things you should do to protect yourself.
First of all, any accident that you settle on your own should be simple, with
or complaints of possible injury.
In addition to getting their name, address and phone number, take a photo of the other driver's license and insurance information in case you end up needing it later.
to settle so that they do not keep it dragging out. If it is not settle by that time, you can contact their insurance company. If it is your fault, ask them to get a few quotes and if the cost is too high, use your insurance.
After the claim is settled, if you were responsible for damages, have the other party
SIGN A RELEASE
or any future claims.
DATA FROM 5 MAJOR CARRIERS AFTER ONE AND TWO CLAIMS