In This Issue:

Kelly S. Olson Pedersen, 
7825 Washington Ave., Suite 625
Bloomington, MN 55439
Main Line: 952-777-2270
Expect more from your financial advisor.
A Note From Caissa
Summertime in MN...
I don't think there is a better place to be!  

As summer starts to draw closer, you
might be welcoming college kids back into the house; or maybe your little ones are starting to act like caged cats eager to get out of school.  If you're in either situation or something in between, you may want to think about talking to your kids about 
what their days are going to look like this summer. Will there be chores? Will there be allowance for those chores and if so, how much? By talking about it now and laying out the expectations of what their contribution to the household will be; you hopefully won't have to spend all summer yelling at your kids to help out 
around the house!

This summer Caissa is extremely excited to offer a series on "Raising Financially Aware Kids."

This program is inspired by the book Yes, You Can....Raise Financially Aware Kids from America n Century Investments.  If you have children or grandchildren between the ages of 3 and 18, or even college aged kids, yo u DO NOT WANT TO MISS THIS!
In the series, we talk about everything from
teaching your 3-4 year old about what a "chore" is to 
how you can  explain to your college kids why and how to avoid signing up for a credit card just to get a bag of starburst because they're starving between classes (ok, I did this in college. Yikes!).

We'll wrap it up with an in person conversation about things you can do as your kids go BACK to school (get a power of attorney on those college grads!!) and how to raise a kid that understands the value of a buck.

Keep your eye out for more information and a save the date, which will be coming out soon! 
I know in our house, the kids are headed to Grandpa's farm. There is no better way to learn about how you want to earn your money. You can be the one picking up rocks in a corn field for 8 hours a day or you can be the owner of the farm managing how everything is going to get done. I picked up enough rocks in my life to make that decision quite easy.
Kelly, Julie, Denise and Merissa

P.S. Please click on the links in the newsletter below to see what we have been doing!
Caissa Investments: Market Update
Hedging Strategies
When the stock market starts to pull back and decline, you may wonder if you have enough allocated to bonds, but there is a different way to think about this.

Four Things to Think About Before Paying Off Your Mortgage
Consider the Pros and Cons
When weighing the pros and cons of paying your mortgage off early, there are several factors to consider before making your decision.
CAISSA's Investment Philosophy
A video created by our Investment Committee
Most of you have heard me talk about my partner, Greg Pierce and about the due diligence provided by our Investment Committee.  Check out our newly released video to hear the philosophy behind our Investment Committee.

CAISSA Wealth Strategies
7825 Washington Ave., Suite 625
Bloomington, MN 55439
Main Line: 952-777-2270

Expect more from your financial advisor.