John McCallum, Borrower’s Advocate, worked with the owner of an industrial portfolio in Sacramento to refinance out of an expensive hard money loan while also securing cash out. Known for representing owners and investors in obtaining the best financing solutions, John arranged a 10/25 loan structure sized to a 1.35 debt coverage ratio that significantly increased property cash flow. He also coordinated the refinance of three additional investment properties under matching terms, resulting in nearly $1,000,000 in net cash proceeds to the owner. | 
