The Good Life | January 2023
How to Stop Illegal Robocalls
AARP.com

We have all received them, a call usually from a unknown number that may look local, sometimes offering you something free or making a claim with a sense of urgency. Did you know 59 percent of people said they are more likely to answer if caller ID shows a number with their area code? Local or not the key here is not to engage with the call.

What You May Have Missed

Outlook 2023
Earlier this month we sent an email to clients, 2023 Outlook, authored by Wesley Bean, CFA®. Did you miss the email? Check it out here.
Honda Employee?
Thinking about retiring soon?
If you are a current Honda employee thinking about retiring in the near term you need to be aware of some upcoming changes. If you have friends or family who may be effected by the change please let them know as well.

Honda has updated their interest rates for the lump sum calculation of the pension plan. From the estimates we’ve seen, it means A DECREASE OF ABOUT 25% TO YOUR LUMP SUM IF YOU WAIT TO TAKE IT UNTIL APRIL 1 or after!

Secure 2.0 Act of 2022
President Biden signed a $1.7 trillion budget bill on December 23, 2022, that includes bipartisan retirement savings legislation: the SECURE 2.0 Act of 2022. SECURE 2.0 is expected to reshape retirement tax incentives for years to come since the retirement savings law makes numerous changes to existing retirement account rules.
Care Train of Union County - 2022 Impact
In December we had a team wrapping party where we wrapped gifts for the families we sponsored through Care Train of Union County. Lots of children sponsored made for lots of gifts and LOTS of wrapping!

In 2022 Care Train was able to provide 522 children with Christmas gifts, fund $231,050 in food vouchers, serve a total of 1,530 people, serve 661 families, serve 335 senior citizens and serve 60 disabled adults.
OPINION: What do you wish you knew when you were younger?
You've heard it once if not twice or more - "I wish I would have known that when I was younger!" So we are asking you - what do you wish you knew when you were younger and what would you tell those who are "younger?"

We want to hear your wisdom and share it with the next generation!
Please reply to this email with your answers and we hope to feature them in an upcoming information series.
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Securities and advisory services offered through Commonwealth Financial Network, member FINRA/SIPC, a Registered Investment Adviser.