A heartfelt thanks to you, Duke Credit Union Members, for your incredible loyalty and support. Your trust is what empowers DCU to thrive as a not-for-profit cooperative focused on serving the Duke community. Wishing you and your loved ones a season filled with joy, warmth, and togetherness!


MEMBERSHIP NEWS

Over $13,000 Raised for Lincoln Health Center


Duke Credit Union was a proud Platinum Sponsor of the 13th Annual Duke Stead Tread 5K this Fall. The annual event, managed by the Duke Internal Medicine Residency Program, makes a big difference for Lincoln's vital mission in Durham.


Thank you to all the Duke Credit Union members that participated. You are making an impact! 

Photo courtesy of Duke Stead Tread 5K

Duke Credit Union will be Closed on Thanksgiving Day and the Day After.

Thursday, Nov. 28, 2024 and Friday, Nov. 29, 2024

FRAUD / SCAM ALERT!

If you are a victim of fraud or you think you have been scammed, take action quickly!


  1. Change your passwords on all impacted accounts.
  2. Inform Duke Credit Union that your account has been compromised.
  3. Monitor your account for any unauthorized activity.
  4. Consider identity theft protection (if any of your sensitive information has been compromised).


Questions? DCU is happy to help you! Contact (919) 684.6704

Read More About Prevention
Read More About Red Flags

Watch Out for Flood Damaged Used Cars


A natural storm like Hurricane Helene opens the door for dishonest car dealers to prey on unsuspecting customers by selling them flood-damaged cars.


Look out for the following signs of flooding when thinking about buying a used car:

  • Water stains, mildew, or sand and silt under the carpets, headliner, and behind the dashboard
  • Electronic damage, rust in any parts of the vehicle, fogging inside headlights or taillights
  • Signs of oxidation on wires or under the hood
  • A musty interior odor that has been covered up by air freshener
  • Dampness in the seats and carpets
  • New items in the car that don't match the original design


Make sure to take your time and do your research before you make a used car purchase – and know that you can take it to a mechanic you trust for a pre-purchase inspection. These inspections cost around $100 and can save you a lot of time and money if the car is damaged. You can also look up the title history on vehiclehistory.gov to look for any indication the vehicle was damaged or came from an area that recently flooded.


If you have any questions or concerns about a car dealer or think you may have been a victim of a scam, file a complaint with ncdoj.gov/complaint or 1-877-5-NO-SCAM.



https://ncdoj.gov/consumer-alert-buying-a-car-after-helene-watch-out-for-flood-damaged-used-cars/

Use A Credit Card for Purchases This Holiday Season!


Credit Cards typically offer fraud protection and they are not linked to a checking or savings account. Do not purchase from any sellers who want payment by gift cards, peer-to-peer apps or cryptocurrency.

AFFORD THE HOLIDAY SEASON


SKIP A PAYMENT


For a low processing fee, you can choose to forgo a loan payment* during the month of December and redirect that money towards gifts, celebrations, family gatherings or other holiday needs. But hurry—this offer is only available until November 30, 2024.


*Skip-a-payment only applies to auto and personal loans

Click Here for More Info 

HOLIDAY LOANS

Borrow up to $3,000 for 18-Months*


Celebrate the holidays your way, with an easy and affordable holiday loan. Use the money for gifts, decorations, travel or a big purchase this holiday season.


With an easy application and quick approval, your monthly payment will be fixed to help you pay it off quickly.


*Rate subject to creditworthiness and member qualifications


Click Here to Apply Today

IF YOU CARRY A CREDIT CARD BALANCE - YOU NEED THIS CARD! Rates as low as 9.90% APR*


Take charge of your finances with a low-rate credit card from Duke Credit Union. By replacing your current higher-rate credit card with a lower-rate Duke Credit Union credit card you could reduce your monthly payment significantly! 


A lower monthly payment means more money for the holidays!

Click Here to Apply Today

*APR = Annual Percentage Rate. Rate subject to creditworthiness and member qualification. 9.90% APR requires minimum credit limit of $5000. Rate is subject to change without notice.  The average annual percentage rate on a credit card elsewhere is 20.35% APR. https://www.bankrate.com/finance/credit-cards/current-interest-rates/

Your Duke Credit Union membership supports Duke Children's. You are making a difference in the lives of young patients.

If you click on a link to another website not owned or operated by Duke University Federal Credit Union, Duke University Federal Credit Union is not responsible for the availability or content of this website and does not represent either the linked website or you, should you enter into a transaction. The inclusion of any hyperlink does not imply any endorsement, investigation, verification or monitoring by Duke University Federal Credit Union of any information in any hyperlinked site. We encourage you to review their privacy and security policies which may differ from those of Duke University Federal Credit Union.



Copyright © 2024 Duke University Federal Credit Union. This email was sent to you by Duke University Federal Credit Union located at 2200 West Main St., Suite L100, Durham, NC 27705. This credit union is federally insured by the National Credit Union Administration. NMLSR ID 410254