* Securities offered through LPL Financial Member FINRA/SIPC.
* This newsletter was prepared by Peak Advisor Alliance. Peak Advisor Alliance is not affiliated with the named broker/dealer.
You cannot invest directly in this index.
* The Standard & Poor's 500 (S&P 500) is an unmanaged index. Unmanaged index returns do not reflect fees, expenses, or sales charges. Index performance is not indicative of the performance of any investment.
* The 10-year Treasury Note represents debt owed by the United States Treasury to the public. Since the U.S. Government is seen as a risk-free borrower, investors use the 10-year Treasury Note as a benchmark for the long-term bond market.
* Gold represents the London afternoon gold price fix as reported by the London Bullion Market Association.
* The DJ Commodity Index is designed to be a highly liquid and diversified benchmark for the commodity futures market. The Index is composed of futures contracts on 19 physical commodities and was launched on July 14, 1998.
* The DJ Equity All REIT TR Index measures the total return performance of the equity subcategory of the Real Estate Investment Trust (REIT) industry as calculated by Dow Jones.
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his information in not intended to be a substitute for specific individualized tax or legal advice. We suggest that you discuss your specific situation with a qualified tax or legal advisor.
* The Consumer Price Index (CPI) is a measure of the average change over time in the prices paid by urban consumers for a market basked of consumer goods and services.
* Harmonized Indexes of Consumer Prices are measures of consumer price inflation that have been standardized across multiple countries based on European Union definitions. A monthly report compiles HICP trends for 16 economies, alongside conventional Consumer Price Indexes (CPI) as measured by national governments.
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https://www.researchgate.net/publication/321495311_Does_the_January_Effect_Still_Exists Page 51
Burton Malkiel, ‘A Random Walk Down Wall Street,’ W.W. Norton & Company, Page 271, January 1, 2019 (or go to https://s3-us-west-2.amazonaws.com/peakcontent/+Peak+Commentary/01-14-19_BookExcerpt-A_Random_Walk_Down_Wall_Street-Footnote_2.pdf)
Daniel Kahneman, ‘Thinking, Fast and Slow,’ Farrar, Straus and Giroux, Page 4, April 2, 2013 (or go to https://s3-us-west-2.amazonaws.com/peakcontent/+Peak+Commentary/01-14-19_BookExcerpt-Thinking_Fast_and_Slow-Footnote_10.pdf)