12.20.24

From Our Families to Yours, We Wish You a Very, Merry Christmas and a Blessed New Year!

- Jeremy, Tracy, Andy, Ty, Caron, Mark, John Michael, Jessica

Need direction? Waypoints may be the path

- Subscription model ideal for those in the 'wealth-building' phase

Meriwether is proud to introduce "Waypoints," a subscription-based approach to financial planning, to its service offerings. With Waypoints, you get paired with a Meriwether advisor who will get to know you and provide you with customized financial advice and guidance on an ongoing basis.

1. We identify your goals

2. We build your custom plan

3. We help you follow through

4. We have quarterly touchpoints to keep you on track

5. We adjust as life changes

Who this is for:

This model works great for individuals or couples who are in the wealth-building phase of their lives and need more proactive and dynamic financial advice as compared to traditional wealth management. With Waypoints we will help to make sure you are headed in the right trajectory and are avoiding pitfalls that often keep people from meeting their long-term financial goals.

What’s included:

We will work with you to address your immediate needs and start building a financial plan for your future, using a selection of financial tools relevant to your situation. Our ongoing planning will include the following services as needed for your situation:

• Cash flow planning – identifying ways you can better manage your cash on a monthly basis

• Debt management – creating a plan to get a handle on debt

• Investment review – reviewing your investment and retirement accounts and making sure they are aligned with your goals

• Tax planning – evaluating strategies and opportunities to minimize taxes

• Estate planning – making sure you have a plan for how your assets are transferred

• Insurance review – making sure you are adequately covered (we don’t sell insurance!)

• Education planning – if you have children, planning for their education

Pricing:

Our pricing is based on the complexity and needs of your individual situation. Subscriptions will be billed quarterly.

For more information about how Waypoints can help you or someone you know, contact a Meriwether financial advisor.

Note: Waypoints is an additional financial planning service offered by Meriwether Wealth and Planning. Enrollment is optional.

SEI's 'Access My Portfolio' online portal, mobile app to sunset 12/31

As part of SEI's ongoing commitment to enhancing the investor experience, Access My Portfolio will be retired at the end of this year. Access My Portfolio is the Web-based client portal and mobile app for viewing your investment and retirement accounts.

The Access My Portfolio online portal will be replaced with Investor Portal, which provides for a more connected experience with your advisor and finances. This easy-to-use interface allows you to add outside accounts, track your financial progress through the various dashboard views, send a direct message to your advisor, and upload files using the document scanner.

An email invitation is required to set up your login credentials in Investor Portal. If you aren't already utilizing Investor Portal, please contact Caron or Jessica at Meriwether to get started.

For clients who wish to access their accounts via the online app, you may download SEI Connect - Investor in the App Store or on Google Play. Note: You must receive the email invitation and create your login credentials in Investor Portal before accessing your accounts via the SEI Connect - Investor mobile app.

Beware of phishing messages this holiday season

During the holiday season, you might expect to get more deliveries. Some might even be surprise gifts. Scammers are counting on that when they send fake delivery notifications to you by email and text, hoping you’ll click. Here’s how to spot these scams.

You get an email or text and it says you missed the delivery. Or it might say your item can’t be delivered because you need to update your street address or Zip code. Sometimes these scammers create a sense of urgency by saying if you don’t respond right away, they'll return your package to the sender. The scammers say both of these issues can easily be fixed: just click on a link.

Why do they want you to click that link? It’s a phishing scam. If you click, scammers could get information like your usernames and passwords for your online banking, email, or social media accounts. Scammers could then use those to steal your identity and open new accounts in your name. They might also install malware on your computer.

To avoid fake shipping notification scams:

Don’t click on links in messages about an unexpected delivery. If you get a message about an unexpected package delivery that tells you to click on a link for some reason, don’t click.
Contact the shipping company directly to get more information. If you think the message might be legitimate, contact the shipping company using a phone number or website you know is real. Don’t use the information in the message.
Check your order status. If you think the message could be about something you recently ordered, go to the site where you bought the item and look up the shipping and delivery status there.

Consumer advice is courtesy of the Federal Trade Commission.

Meriwether Holiday Hours

Meriwether will observe the following holiday schedule:

Tuesday, Dec. 24: Offices close at noon (markets close at noon)

Wednesday, Dec. 25: Offices closed for Christmas Day (markets closed)

Wednesday, Jan. 1, 2025: Offices closed for New Year's Day (markets closed)

Disclosure: Meriwether Wealth and Planning is a registered investment adviser. Information presented is for educational purposes only and does not intend to make an offer or solicitation for the sale or purchase of any specific securities, investments, or investment strategies. Investments involve risk and, unless otherwise stated, are not guaranteed. Be sure to first consult with a qualified financial adviser and/or tax professional before implementing any strategy discussed herein. Past performance is not indicative of future performance.

meriwether.com 1000 Broadway St., Minden, Louisiana 71055 318-377-1803

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