AN INDEPENDENT RISK MANAGEMENT COMPANY 
Merry Christmas to you and your family
We would like to wish you and your family
a very Merry Christmas and a Happy New Year!
Our team would like to share with you, our members,
“What’s on our Christmas lists this year?” Share yours on our Social Media and Tag @FraileyInsurance #ThinkFraileyFirst
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FRM Group Insurance and Financial Services
1286 N Ninth Street, Stroudsburg , PA 18360
445 Coal Street, Lehighton, PA 18235