"We are all at once both a composition and a composer. We have the ability not only to compose the future of our own lives, but to help compose the future of everyone around us and the communities in which we live."   
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My dear friends and clients...

I  want to wish you the happiest of holidays and a healthy and prosperous new year. 2017 is around the corner. Can you believe it? My gosh, where does the time go? Early December brings so many wonderful activities to our little village. I hope you will be able to catch "Elf, the Musical" and "A White Christmas" Play and Concert at the Bigfork Playhouse. Another fun activity is "Brushes and Brews" at Flathead Lake Brewery. I particularly enjoy sharing holiday cheer dining with clients and friends in our many quality restaurants.

The Market: There is an enlightening report in the Flathead Beacon that suggests that "the best time to have your home on the market is during the fall when many listings are expiring. If you really want to sell, then plan to put up with the hassle of having it on the market during the holiday season." Read online here. I'm happy to list your home now. Let's try it out!.

Talking about real estate...the proposed changes that are looming at the Federal level will be keeping me on my toes and that's a good thing...all the more reason to hire an experienced Realtor. That 's me! Ten years as a mortgage broker during the bubble and bust in the 80s and early 90s gave me a valuable edge for understanding fast changes that lie ahead of us. Speaking of changes, here are some predictions for 2017 from Realtor Magazine.
  • Home prices are expected to rise 3.9 percent nationwide. 
  • Existing-home sales are predicted to increase 1.9 percent to 5.46 million homes in 2017.
  • Mortgage rates are forecasted to reach 4.5 percent, rising above the 3.5 percent averages seen for most of 2016.
  • The home ownership rate is expected to stabilize at 63.5 percent, after bottoming out at 62.9 percent in 2016.
  • New-home sales are expected to increase 10 percent while new home starts are predicted to rise 3 percent.

I believe that Montana will always be a desired destination for all kinds of buyers who seek a life in a beautiful place with many wonderful people. In the meantime, l et's stay informed, pay attention and enjoy our beautiful place together. 

Merry Christmas, Happy Holidays and Happy New Year from our Camp Lang to you!
Cheers! Denise

I want to share a photos of our great room at Camp Lang all dressed up for the holidays. John Lang, you did a great job!

220 Harbor Drive, Bigfork
MLS #21612394 $695,000 
38 Bay Harbor Drive, Bigfork
MLS #21612499 $395,000

811 Kila Road, Kila
MLS #21608165 

"Home equity wealth has doubled during the last five years to $13 trillion, largely because of the recovery in home prices," said Frank Nothaft, Chief Economist for CoreLogic.  Click here to read.
860 N. Ramsfield Road, Bigfork
MLS #21611989 
715 Mill Camp Road, Bigfork
MLS #21612620
Welcome home to Montana's favorite Christmas village. Read here.

Mortgage rates hit new 2016 high--up again this week--and reached their highest point of the year.
28 Crossbuck Trail, Bigfork
MLS #21603102
26 Crossbuck Trail, Bigfork
MLS #21603197
60 Marina Way, Bigfork
MLS #21603396

35 Crossbuck Trail, Bigfork
MLS #21606245
37 Crossbuck Trail, Bigfork
MLS #21606272
322 Wheatgrass Court, Bigfork
MLS #21607279

636 7th Avenue East, Kalispell
MLS #21610720
1138 1st Avenue East, Kalispell
MLS #21610735 
135 Village Lane Unit A, Bigfork
MLS #21612304

316 Old Sawyer Way, Bigfork
MLS #21610906
318 Old Sawyer Way, Bigfork
MLS #21610907
Single women have been the second largest home buyers since 1981.

As we look as short days and long evenings, the idea of curling up by the fire and reading a good book is pretty enticing. 
Click here for a list and summary of books that inspired a nation. Happy Reading!

  BOOK NOOK...                                   BON APPETIT!

The Polar Express by Chris Van Allsburg
A magical train ride to the top of the world and a Christmas wish for the parents and grandparents in your life!  What would Christmas be without it? 

For Christmas dinner, it's Bison Rib Roast at Camp Lang. The recipe is from the Silver Oak Cookbook. Get the recipe here.
For bison? Head out to M &S Meats in Ronan for the tastiest holiday meal you'll ever have. Enjoy! 
You know I love to share. If an item in this newsletter strikes your fancy and you want to pass it on to a friend or family member, just scroll down to the bottom and click on "Forward this Email."

Don't forgot to visit my Facebook page for daily properties and real estate articles that I think you will like! Click here.

Call me and let's talk about your real estate goals. Go with Success!  
406.249.1758  DeniseLang@NPRMT.com 
National Parks Realty  710 Grand Drive   Bigfork, Montana 59911