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As the year draws to a close, take this moment to celebrate how far you’ve come. Every step—big or small—has shaped your journey through 2025. Did you achieve the financial goals you set? Have you grown in ways that make you proud, personally and professionally? Remember, progress isn’t always measured in numbers; it’s found in resilience, learning, and the courage to keep moving forward.
On the financial side, maybe you strengthened your emergency fund or wiped-out lingering debts—what an incredible accomplishment! And if unexpected expenses or impulsive spending shifted your plans, give yourself grace. Every detour is a chance to learn and grow. Life’s unpredictability doesn’t define your progress—it reveals your resilience.
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Imagine effortlessly securing a fantastic rate of return on your certificate without the hassle of searching for the best rates. Picture working with a dedicated professional to select the perfect term for your savings goals and hand-picking the ideal maturity dates for the best long-term value.
At Mid Oregon, we make this a reality!
As the only financial institution headquartered in Central Oregon, your investment stays local, bolstering our economy and community. Take the first step by calling or texting 541-382-1795, or visiting one of our convenient branch locations. Let's make your money work for you!
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Skip-A-Payment*: Skip the Stress, Not the Cheer
Big holiday plans, but not the budget to make them happen? Free up your cash with Skip-A-Payment and get a little financial breathing room this holiday season.
For just a $25 fee (which supports local community efforts), you can give yourself some extra cash and share some holiday cheer at the same time.
Visit midoregon.com or log into Digital Banking.
*Qualifying borrowers on closed-end loans such as autos, RVs, and other collateral. Digital Banking to find out if you are eligible.
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Ho, Ho, Ho:
Is Your Card Ready to Go…Traveling?
You might be ready for holiday adventures, but is your debit or credit card? Setting your travel notifications is just a few clicks away in Digital Banking!
Activating this feature lets us know you will be using your cards while away from home. It also helps strengthen the security of your accounts and prevent fraud. Happy trails!
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VISA® Gift Card: Give the gift of choice
Need the perfect gift? Look no further! Say goodbye to the stress of choosing the right present with our VISA® Gift Card and give your family and friends freedom of choice.
Stop wasting time with guesswork—stop by one of our branches and get yours today!
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Good friends always share what works, right? So, if you love Mid Oregon, tell your family and friends about us!
When they open any new checking account by December 26, 2025, you receive a $10 gift card and a chance to win a $250 VISA® Gift Card for the Old Mill.
So, what are you waiting for? Spread the word and refer your friends and family to Mid Oregon today. Visit refer.midoregon.com to get started.
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Ponzi Scheme /ˈpänzē ˌskēm/
noun
- A form of fraud in which belief in the success of a nonexistent enterprise is fostered by the payment of quick returns to the first investors from money invested by later investors.
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In the pursuit of financial growth, the promise of high returns with minimal risk can be incredibly enticing. Unfortunately, this enticing prospect is often a siren song leading to financial ruin, as it's a hallmark of various insidious investment scams. From the classic Ponzi and pyramid schemes to the more modern "pump and dump" and fake cryptocurrency rackets, these frauds prey on optimism and a desire for quick wealth.
The core of these scams lies in a deceptive assurance: significant profits with little to no effort or danger. This directly contradicts the fundamental principle of legitimate investing, where higher returns inherently come with higher risk. Scammers, however, artfully craft narratives to make the impossible seem plausible.
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Mid Oregon kicked off its 12th annual Holiday Dough fundraiser supporting local charities that provide food and other needed items to individuals and families experiencing financial challenges during the holiday season.
One hundred percent of the contributions stay in the community where they were collected and will benefit the following local nonprofits: The Giving Plate (Bend), La Pine Christmas Basket Association, Redmond Jericho Road, Madras County Food Pantry, Crook County Holiday Partnership (Prineville), and Sisters Kiwanis Food Bank.
Donate before December 5 at one of our branches, midoregon.com, or 541-382-1795.
Thank you for helping to bring holiday cheer to local families!
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In partnership with KTVZ, Mid Oregon presented the Crook County Junior Reserve Officers' Training Corps (JROTC) a $1,000 check to support their upcoming trip to Washington D.C. for the 2026 Memorial Day Parade, which will celebrate the 250th birthday of the United States of America.
Next Memorial Day, JROTC units from across the country will participate in military honors in the nation's capital. Among those invited are three Central Oregon programs—from Crook County, La Pine, and Mountain View high schools—bringing well-deserved national recognition to our region.
Students emphasize that every donation, big or small, brings them closer to representing Oregon at this prestigious Memorial Day event.
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Donations to help our local youth represent Crook County and the State of Oregon can be made by clicking the button to the right. The goal is to pay for the cadets transportation, room, and board.
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In partnership with KTVZ, Mid Oregon and Dutch Bros Coffee Company, Pay It Forward recognizes people who make our community a better place to live.
Joel Brader, owner of La Pine restaurant, Harvest Depot, often gives people in need a free meal. The moment he received the $500 award, he knew just what he was going to do with it.
"We'll put it directly towards feeding people in the month of December," Brader said.
Brader also shared that he would be nothing without the La Pine community, as locals and regulars are what keep Harvest Depot going. Congratulations, Joel!
To nominate someone in your neighborhood you can fill out the nomination entry form on the KTVZ21 website.
| | | | About Mid Oregon Credit Union | | |
Mid Oregon Credit Union is a full-service, member-owned financial cooperative headquartered in and serving Central Oregonians since 1957. With more than 50,000 members in Deschutes, Jefferson, Crook, Wheeler, Lake, and North Klamath Counties and over $800 million in assets, Mid Oregon partners with members to meet their financial needs and to help them achieve their dreams. Mid Oregon was named a Top Workplace in Oregon and Southwest Washington for 2022, 2023, 2024 and 2025. It was also ranked the #1 credit union in Oregon by Forbes for 2023, 2024 and 2025 and received The Bulletin’s Best of the Best of Bend Community Choice Award in the credit union category for 2023, 2024 and 2025. For more information about our services and eight branch locations in Bend, La Pine, Madras, Prineville, Redmond, and Sisters, please visit midoregon.com.
*No purchase is necessary to win and will not increase your chances of winning. Entrants must be 18 years of age or older. Mid Oregon Credit Union employees and their immediate families are not eligible to win. Entries accepted through December 26, 2025. Winning prize is a $250 Gift Card good for shopping, dinning and entertainment at the Old Mill District. No cash equivalent, substitution, or transfer of prize permitted.
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