eNews | September 2025

Mid Oregon Member Connections eNews for September 2025

The Future of Mid Oregon:

A New Chapter For Growth

Message from Kevin Cole President and CEO

I am excited to announce an important proposal that will

help shape the future of Mid Oregon. On October 10, we

will hold a Special Meeting to vote on converting Mid Oregon from a federal credit union to an Oregon state-chartered credit union.


This strategic move is designed to enhance your credit

union experience and strengthen our position in the

communities we serve.


Your vote on this proposition is crucial. You will soon receive a ballot along with further information regarding the charter conversion in the mail. We ask that you complete and mail your ballot, or deliver it to one of our eight branches, no later than October 7.


Your support is appreciated as we embark on this exciting journey to create an even stronger, more adaptable, and competitive Mid Oregon for the future.

Announcements

Supporting those affected by the Flat Fire

Mid Oregon has launched a fundraising effort to support those affected by the devastating Flat Fire. The credit union will be accepting donations from the community and will match the first $10,000 raised.


Members can contribute to the relief efforts online, in branch, or by phone/text at 541-382-1795.


Funds will be distributed to organizations providing direct assistance to those impacted by the Flat Fire. Thank you for your support!

The fastest way to stay informed


For up-to-date information on fraud alerts, temporary system outages, branch closures, and other critical updates, visit midoregon.com, sign into Digital Banking, or follow us on social media to ensure you never miss an important announcement.


Your peace of mind is our priority and we are committed to keeping you informed and secure.


No more penny for your thoughts?


The Federal Reserve Bank has informed us that pennies are no longer available to order due to the ceasing of production through the U.S. Department of the Treasury.


This means the pennies currently on hand will be used for making correct change only and we will no longer have rolls available for purchase.


We will miss you pennies!

Products and Services

Savers Club set aside money in a certificate account earmarked for a special project expense or trip

Are you still using a change jar?

Speaking of pennies... Did you know that you can effortlessly set aside funds in a dedicated account designed specifically for your savings goals?


By making regular monthly deposits, you can watch your savings accumulate steadily over time. Whether you have an annual expense, a special project, or a cherished item you’re aiming to purchase, a Savers Club account could be the perfect solution to help you achieve your financial goals.


At Mid Oregon, we take pride in being the only financial institution headquartered in Central Oregon, which means your deposits not only support your personal goals but also contribute to the vitality of our local economy and community.


To embark on your savings journey, call or text us at 541-382-1795, visit one of our eight convenient branches, online at midoregon.com or through our Digital Banking platform.


We are here to provide you with personalized service and support, ensuring your financial wellness is our top priority.

Master your money with our Digital Banking financial tools

Have you signed up for Digital Banking yet? It's easy to get started and secure to use. A few of its great many features is the ability to track your credit score through My Credit Score. You can also assess your financial health with the Financial Checkup tool.


Want to easily view and analyze your spending by category? helping you to meet your budget goals? Look no further than the Financial Wellness widget,


For example, if you want to spend no more than 5% of your monthly budget on dining out, or have a goal to dedicate 10% of your income towards a retirement fund, you can see at a glance if you’re on the right track.


You can also view your spending for a single account or all of your accounts—including accounts at other institutions linked to your Digital Banking profile.


What are you waiting for? Enroll in Digital Banking today!

Tell A Friend and WIN Refer your friends and family and earn 10 dollars and a chance to win a Blackstone 22 inch Griddle when they open a checking account

Tell-A-Friend and earn $10, plus a chance to win a 22" Blackstone Griddle

Good friends always share what works. So, if you love Mid Oregon, tell your family and friends about us!

 

When they open any new checking account by October 10, you receive a $10 gift card and a chance to win a 22" Blackstone® Griddle with Flexfold legs!*

 

So, what are you waiting for? Spread the word and refer your friends and family to Mid Oregon today!

Calendar of Events

September 2025


01 Labor Day—Mid Oregon Closed

You can access your money anywhere, anytime using Digital Banking or at more than 30,000 CO-OP ATMs


07 The Great Drake Park Duck Race Drake Park, starting at 11:00am. Race starts at 1:30pm at the Galveston Bridge.


23 Financial Workshop: Social Security and Your Retirement. Presented by Mid Oregon Wealth Management6:30-7:30 p.m. East Bend Conference Room. Register today.

September 2025 (Continued)


18 Educators Night Out Hosted by Mid Oregon6-8 p.m. High Desert Museum. Network event for public, private and homeschool educators.


October 2025


14 Columbus Day, Indigenous Peoples Day—Mid Oregon Closed

All Mid Oregon locations will be closed.



Fraud Prevention—Don't Get Schooled By Scammers!

cybercriminal /ˈsībərˌkrimən(ə)l,ˈsībərˌkrimn(ə)l/

noun

  1. a person who engages in criminal activity by means of computers or the internet.

There are so many scams out there preying on us these days, and many of them are targeting our online shopping.


Back-to-school shopping is in full swing, and while you're hunting for the best deals, cybercriminals are hunting for your personal information. Don't let them turn your shopping spree into a security nightmare. Here are some easy tips to help you spot fraudulent websites and protect your personal information.

Mid Oregon Credit Union Fraud Prevention Article Dont get schooled by scammers

Community Corner

The Great Drake Park Duck Race 2025 gif of thousands of rubber ducks being dropped into the Deschutes river

$5 Duck Race tickets still on sale!

You still have time to purchase your tickets before the ducks splash down on September 7.


Purchase tickets online at theduckrace.com or on race day at Drake Park. Twenty prizes worth over $18,500 will be awarded, including $5,000 in cash, season passes to Hoodoo, diamond earrings, and more!


What's even better is that 100 percent of the ticket sale proceeds will support four incredible nonprofits:  Family Access Network, Latino Community Association, Deschutes Children's Foundation, and Partner's in Care.

Nomination Statement: Mid Oregon Credit Union is seeking volunteers to serve on the Board of Directors and Supervisory Committee for terms beginning on or after the Mid Oregon Annual Meeting scheduled for Saturday, March 7, 2026.


The Nominating Committee will interview and recommend candidates in accordance with the Mid Oregon bylaws. Additional information about this year’s election process will be shared with current members by mail and at midoregon.com.

About Mid Oregon Credit Union

Mid Oregon Credit Union is a full-service, member-owned financial cooperative headquartered in and serving Central Oregonians since 1957. With more than 50,000 members in Deschutes, Jefferson, Crook, Wheeler, Lake, and North Klamath Counties and over $800 million in assets, Mid Oregon partners with members to meet their financial needs and to help them achieve their dreams. Mid Oregon was named a Top Workplace in Oregon and Southwest Washington for 2022, 2023, and 2024. It was also ranked the #1 credit union in Oregon by Forbes for 2023, 2024 and 2025 and received the Bend Bulletin’s Best of the Best of Bend Community Choice Award in the credit union category for 2023 and 2024. For more information about our services and branch locations in Bend, La Pine, Madras, Prineville, Redmond, and Sisters, please visit  midoregon.com.


*No purchase is necessary to win and will not increase your chances of winning. Entrants must be 18 years of age or older. Mid Oregon Credit Union employees and their immediate families are not eligible to win. Entries accepted through October 10, 2025. Winning prize is a 22" Blackstone® Griddle. No cash equivalent, substitution, or transfer of prize permitted.

midoregon.com

541-382-1795 (call or text) | 800-452-3313

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